GMP IPO Watch
Debt Scheme - Liquid Fund
DSP Liquid Fund
Regular Plan · Weekly IDCW · DSP Mutual Fund
Risk: Low to Moderate Risk
52W Low ₹1001.16 6 Nov 2025
52W High ₹1003.14 1 Jul 2026
₹1002.7392
NAV as of 4 Nov 2026
+0.03% day change
Other Plans of This Fund
ISININF740K01FM5
Scheme Code103348
StructureOpen Ended Schemes
Fund HouseDSP Asset Managers Private Limited
AUM (avg. July - September 2026)₹5.74 Cr
Expense Ratio (as of 4 Nov 2026)0.23%
Min. InvestmentRs. 1,000/– and any amount thereafter
Inception Date23 Nov 2005
BenchmarkCRISIL Liquid Debt A-I Index
Portfolio Turnover501.78%
NFO Period06-Mar-1998 – 09-Mar-1998
Returns
1Y
+0.07%
3Y
+0.05%
5Y
+0.02%
7Y
+0.02%
10Y
+0.02%
Since Inception
+0.01%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.03% | +0.10% | 4 of 45 |
| 1M | +0.08% | +0.28% | 15 of 44 |
| 3M | +0.03% | +0.95% | 9 of 43 |
| 6M | +0.06% | +2.02% | 8 of 43 |
| YTD | +0.16% | +3.31% | 8 of 45 |
| 1Y | +0.07% | +3.99% | 8 of 41 |
| 2Y | +0.05% | +3.73% | 6 of 37 |
| 3Y | +0.05% | +3.86% | 4 of 37 |
| 5Y | +0.02% | +3.56% | 4 of 35 |
| 7Y | +0.02% | +3.03% | 5 of 34 |
| 10Y | +0.02% | +3.02% | 5 of 29 |
| INCEPTION | +0.01% | — | — |
Ranked among: Debt Scheme - Liquid Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.00% | +0.34% | -0.36% | 64% | 25% |
| 6M | +0.00% | +0.34% | -0.42% | 59% | 24% |
| 1Y | +0.01% | +0.32% | -0.35% | 73% | 29% |
| 2Y | +0.01% | +0.20% | -0.21% | 61% | 25% |
| 3Y | +0.01% | +0.13% | -0.12% | 52% | 21% |
| 5Y | +0.01% | +0.07% | -0.06% | 70% | 28% |
| 7Y | +0.01% | +0.07% | -0.02% | 75% | 30% |
| 10Y | +0.01% | +0.04% | -0.01% | 88% | 35% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt97.51%
- Cash2.49%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings149
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| 574GS2026 | Debt | 3.24% | +2.40% |
| Small Industries Development Bank Of India** | Money Market | 2.19% | — |
| HDFC Bank Limited** | Money Market | 2.01% | +0.24% |
| Hindustan Petroleum Corporation Limited** | Money Market | 2.00% | — |
| Reliance Industries Limited | Money Market | 2.00% | — |
| TREPS / Reverse Repo Investments / Corporate Debt Repo | Reverse Repo / TREPS | 1.97% | — |
| LIC Housing Finance Limited** | Money Market | 1.70% | — |
| Reliance Retail Ventures Limited** | Money Market | 1.70% | — |
| 364T101226 | Money Market | 1.62% | — |
| HDFC Bank Limited** | Money Market | 1.61% | +0.19% |
| Bank of Baroda** | Money Market | 1.61% | +0.19% |
| HDFC Bank Limited** | Money Market | 1.60% | — |
| Power Finance Corporation Limited** | Money Market | 1.60% | — |
| Bharti Telecom Limited** | Debt | 1.48% | — |
| 364T191126 | Money Market | 1.37% | — |
View all 153 holdings
| HDFC Bank Limited** | Money Market | 1.21% | +0.14% |
| Canara Bank** | Money Market | 1.21% | — |
| Small Industries Development Bank of India** | Money Market | 1.21% | +0.68% |
| Canara Bank** | Money Market | 1.20% | — |
| HDFC Securities Limited** | Debt | 1.20% | +0.14% |
| Export-Import Bank Of India** | Money Market | 1.20% | — |
| National Bank For Agriculture & Rural Development** | Money Market | 1.20% | — |
| Axis Securities Limited** | Debt | 1.20% | — |
| Union Bank of India | Money Market | 1.11% | +0.13% |
| 91TB191126 | Money Market | 1.08% | +0.25% |
| Canara Bank** | Money Market | 1.00% | — |
| Bank of Baroda** | Money Market | 1.00% | — |
| Tata Capital Housing Finance Limited** | Money Market | 1.00% | — |
| Union Bank of India** | Money Market | 0.91% | +0.11% |
| Muthoot Fincorp Limited** | Money Market | 0.90% | — |
| Bajaj Housing Finance Limited** | Money Market | 0.81% | +0.10% |
| HDFC Bank Limited** | Money Market | 0.80% | +0.09% |
| Yes Bank Limited** | Money Market | 0.80% | +0.09% |
| Canara Bank** | Money Market | 0.80% | +0.09% |
| Canara Bank** | Money Market | 0.80% | — |
| Bank of India** | Money Market | 0.80% | — |
| Axis Bank Limited** | Money Market | 0.80% | — |
| HDFC Bank Limited** | Money Market | 0.80% | — |
| Export-Import Bank Of India | Money Market | 0.80% | +0.09% |
| National Bank For Agriculture & Rural Development** | Money Market | 0.80% | +0.09% |
| ICICI Securities Limited** | Debt | 0.80% | +0.09% |
| Motilal Oswal Financial Services Limited** | Money Market | 0.80% | +0.09% |
| HDFC Securities Limited** | Debt | 0.80% | +0.09% |
| Bharat Petroleum Corporation Limited** | Money Market | 0.80% | +0.09% |
| National Bank For Agriculture & Rural Development** | Money Market | 0.80% | -0.08% |
| PNB Housing Finance Limited** | Money Market | 0.80% | +0.09% |
| Aditya Birla Capital Limited** | Money Market | 0.80% | — |
| Small Industries Development Bank Of India** | Money Market | 0.80% | — |
| Can Fin Homes Limited** | Money Market | 0.80% | — |
| TCL-10-12-26-CP | Money Market | 0.80% | — |
| HDFC Securities Limited** | Debt | 0.80% | — |
| Reliance Industries Limited** | Money Market | 0.80% | — |
| ICICI Securities Limited** | Debt | 0.80% | — |
| Godrej Consumer Products Limited** | Money Market | 0.80% | — |
| Tata Capital Housing Finance Limited** | Money Market | 0.80% | — |
| 91TB271126 | Money Market | 0.80% | +0.09% |
| 91TB171226 | Money Market | 0.80% | — |
| 364T251226 | Money Market | 0.80% | — |
| Bank of Baroda** | Money Market | 0.70% | — |
| 91TB291026 | Money Market | 0.70% | +0.08% |
| Muthoot Fincorp Limited** | Money Market | 0.68% | +0.08% |
| Tata Projects Limited** | Debt | 0.67% | +0.08% |
| Sikka Ports & Terminals Limited** | Debt | 0.61% | +0.08% |
| Indian Bank** | Money Market | 0.60% | +0.07% |
| Karur Vysya Bank Limited** | Money Market | 0.60% | +0.07% |
| TCL-19-10-26-CP | Money Market | 0.60% | +0.07% |
| Kotak Securities Limited** | Debt | 0.60% | — |
| Godrej Properties Limited** | Money Market | 0.60% | — |
| Motilal Oswal Finvest Limited** | Money Market | 0.60% | — |
| Indian Oil Corporation Limited** | Money Market | 0.60% | — |
| ICICI Securities Limited** | Debt | 0.60% | — |
| 182T171226 | Money Market | 0.60% | — |
| Small Industries Development Bank of India** | Money Market | 0.50% | +0.15% |
| HDFC Bank Limited** | Money Market | 0.50% | — |
| Axis Bank Limited | Money Market | 0.50% | — |
| Kotak Securities Limited** | Debt | 0.50% | +0.06% |
| Godrej Properties Limited** | Money Market | 0.50% | — |
| Network18 Media & Investments Limited** | Money Market | 0.50% | — |
| Pilani Investment And Industries Corporation Limited** | Money Market | 0.50% | — |
| Sikka Ports & Terminals Limited | Debt | 0.46% | +0.31% |
| LIC Housing Finance Limited** | Debt | 0.43% | — |
| HDFC Bank Limited** | Money Market | 0.40% | +0.04% |
| Union Bank of India** | Money Market | 0.40% | -0.84% |
| Export-Import Bank Of India** | Money Market | 0.40% | +0.05% |
| Canara Bank** | Money Market | 0.40% | +0.05% |
| Karur Vysya Bank Limited** | Money Market | 0.40% | +0.05% |
| Canara Bank** | Money Market | 0.40% | +0.05% |
| Central Bank of India** | Money Market | 0.40% | +0.05% |
| Union Bank of India** | Money Market | 0.40% | — |
| Yes Bank Limited** | Money Market | 0.40% | — |
| Small Industries Development Bank of India** | Money Market | 0.40% | — |
| Axis Bank Limited** | Money Market | 0.40% | — |
| Small Industries Development Bank of India** | Money Market | 0.40% | — |
| REC Limited** | Money Market | 0.40% | +0.04% |
| Bajaj Financial Securities Limited** | Debt | 0.40% | +0.05% |
| Kotak Securities Limited** | Debt | 0.40% | +0.05% |
| L&T Finance Limited** | Money Market | 0.40% | +0.05% |
| Can Fin Homes Limited** | Money Market | 0.40% | +0.05% |
| Hindustan Petroleum Corporation Limited** | Money Market | 0.40% | +0.05% |
| Jio Credit Limited** | Money Market | 0.40% | +0.05% |
| HDFC Securities Limited** | Debt | 0.40% | +0.05% |
| Arka Fincap Limited** | Money Market | 0.40% | +0.05% |
| TVS Credit Services Limited** | Money Market | 0.40% | +0.05% |
| Bajaj Financial Securities Limited** | Debt | 0.40% | +0.05% |
| MFL-13-11-26-CP | Money Market | 0.40% | +0.05% |
| Bajaj Financial Securities Limited** | Debt | 0.40% | +0.05% |
| PNB Housing Finance Limited** | Money Market | 0.40% | +0.05% |
| Sharekhan Limited** | Money Market | 0.40% | +0.05% |
| Motilal Oswal Financial Services Limited** | Money Market | 0.40% | +0.05% |
| Lodha Developers Limited** | Money Market | 0.40% | +0.05% |
| L&T Finance Limited** | Money Market | 0.40% | — |
| Dalmia Cement (Bharat) Limited** | Money Market | 0.40% | — |
| Export-Import Bank Of India** | Money Market | 0.40% | — |
| Birla Group Holdings Pvt Limited** | Money Market | 0.40% | — |
| Kotak Securities Limited** | Debt | 0.40% | — |
| Motilal Oswal Finvest Limited** | Money Market | 0.40% | — |
| Indian Bank | Money Market | 0.34% | — |
| TREPS / Reverse Repo Investments / Corporate Debt Repo | Reverse Repo / TREPS | 0.34% | — |
| Axis Bank Limited** | Money Market | 0.30% | -0.76% |
| Canara Bank | Money Market | 0.30% | — |
| 91TB101226 | Money Market | 0.30% | — |
| SBI Funds Management Pvt Limited/Fund Parent | Reverse Repo / TREPS | 0.22% | +0.03% |
| Bank of Baroda** | Money Market | 0.20% | -0.15% |
| Small Industries Development Bank of India** | Money Market | 0.20% | — |
| Bank of Baroda** | Money Market | 0.20% | — |
| Punjab National Bank** | Money Market | 0.20% | — |
| Aditya Birla Housing Finance Limited** | Money Market | 0.20% | +0.02% |
| HDFC Securities Limited** | Debt | 0.20% | +0.02% |
| Julius Baer Capital (India) Pvt Limited** | Money Market | 0.20% | +0.02% |
| Power Finance Corporation Limited** | Money Market | 0.20% | — |
| Bharat Petroleum Corporation Limited** | Money Market | 0.20% | — |
| Kotak Securities Limited** | Debt | 0.20% | — |
| Motilal Oswal Financial Services Limited** | Money Market | 0.20% | — |
| Ceat Limited** | Money Market | 0.20% | — |
| Ceat Limited** | Money Market | 0.20% | — |
| ICICI Securities Limited** | Debt | 0.20% | — |
| 364TB31126 | Money Market | 0.16% | — |
| 364T121126 | Money Market | 0.14% | — |
| National Bank For Agriculture & Rural Development** | Debt | 0.11% | +0.01% |
| Central Bank of India** | Money Market | 0.10% | — |
| Indian Bank** | Money Market | 0.10% | — |
| IndusInd Bank Limited** | Money Market | 0.10% | — |
| Reliance Retail Ventures Limited** | Money Market | 0.10% | — |
| National Bank For Agriculture & Rural Development** | Money Market | 0.10% | +0.01% |
| LIC Housing Finance Limited** | Money Market | 0.10% | — |
| Small Industries Development Bank Of India** | Money Market | 0.10% | — |
| Reliance Industries Limited** | Money Market | 0.10% | — |
| Motilal Oswal Financial Services Limited** | Money Market | 0.10% | — |
| 182T191126 | Money Market | 0.10% | — |
| HDFC Bank Limited** | Money Market | 0.06% | — |
| 182TB51126 | Money Market | 0.04% | — |
| 91TB051126 | Money Market | 0.04% | — |
| Net Receivables/Payables | Net Current Assets | -0.04% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.69 | 0.27 | High Volatility |
| 3Y | 0.72 | 0.26 | High Volatility |
| 5Y | 0.68 | 0.24 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -22.48 | -29.53 | Above Average |
| 3Y | -22.48 | -25.52 | Above Average |
| 5Y | -25.74 | -94.26 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.09 | 222.01 | Below Average |
| 3Y | 0.06 | 379.82 | Below Average |
| 5Y | 0.03 | 183.64 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.68 | 1.32 | Poor Risk Adjusted Returns |
| 3Y | 1.40 | 1.41 | Good Risk Adjusted Returns |
| 5Y | 1.41 | 1.30 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Liquid Fund
Regular Plan · Retail Plan - Growth Option
|
+6.65% | +6.47% | +5.86% | +6.44% |
|
JioBlackRock Liquid Fund
Direct Plan · Growth Option
|
+6.55% | — | — | +6.37% |
|
The Wealth Company Liquid Fund
Direct Plan · Growth
|
+6.55% | — | — | +6.52% |
|
Bajaj Finserv Liquid Fund
Direct Plan · Growth
|
+6.50% | +6.92% | — | +6.93% |
|
BANK OF INDIA LIQUID FUND
Regular Plan · Growth
|
+6.46% | +6.89% | +6.41% | +6.68% |
|
Axis Liquid Fund
Regular Plan · Growth Option
|
+6.46% | +6.86% | +6.39% | +6.97% |
|
Edelweiss Liquid Fund
Retail Plan · Growth
|
+6.44% | +6.83% | +6.28% | +5.97% |
|
Groww Liquid Fund
Regular Plan · Growth
|
+6.40% | +6.83% | +6.24% | +6.94% |
|
Union Liquid Fund
Regular Plan · Growth Option
|
+6.39% | +6.82% | +6.35% | +6.73% |
|
HDFC Liquid Fund
Regular Plan · Growth Option
|
+6.37% | +6.79% | +6.30% | +6.97% |
More From DSP Asset Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
DSP World Mining Overseas Equity Omni FoF
Direct Plan · Growth
|
+30.57% | +26.29% | +17.28% | +8.14% |
| DSP Silver ETF | +25.96% | +36.34% | — | +31.49% |
|
DSP Silver ETF Fund of Fund
Direct Plan · IDCW
|
+24.85% | — | — | +54.98% |
|
DSP US Specific Equity Omni FoF
Direct Plan · Growth
|
+21.65% | +27.47% | +17.63% | +17.56% |
|
DSP World Gold Mining Overseas Equity Omni FoF
Direct Plan · IDCW
|
+21.32% | +42.73% | +20.32% | +5.96% |
|
DSP Global Clean Energy Overseas Equity Omni FoF
Direct Plan · Growth
|
+17.43% | +19.84% | +8.83% | +6.79% |
| DSP Gold ETF | +16.97% | +31.00% | — | +26.42% |
|
DSP Gold ETF Fund of Fund
Direct Plan · IDCW
|
+16.95% | — | — | +31.09% |
|
DSP Healthcare Fund
Direct Plan · Growth
|
+15.22% | +21.49% | +16.24% | +22.63% |
| DSP Nifty Healthcare ETF | +13.41% | — | — | +15.38% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to seek to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Money market securities and/or Debt securities with maturity of upto 91 calendar days: Upto 100% For detailed asset allocation pattern, please refer to the Scheme Information Document
Exit Load
Exit load as % of NAV as per the day of redemption/switch from the date of applicable NAV -- Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 onwards - 0.0000% The above exit load is applicable to instalments of existing Systematic Investment Plans (‘SIPs’)/Systematic Transfer Plans (‘STPs’) registered before October 20, 2019. Note: No exit load shall be levied In case of switch of investments from Direct Plan to Regular Plan and vice versa.
Fund Managers
Mr. Karan Mundhra, Ms. Shalini Vasanta, Mr. Kunal Khudania
Mr. Karan Mundhra - Comanage, Ms. Shalini Vasanta - Comanage, Mr. Kunal Khudania - Comanage
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
DSP Asset Managers Private Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.