GMP IPO Watch
DSP Credit Risk Fund
Direct Plan · Growth · DSP Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
Want to invest in this fund?
Open a free demat & trading account with Zerodha to invest in direct mutual funds with zero commission.
Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.10% | -0.08% | 11 of 14 |
| 1M | +0.03% | -0.10% | 8 of 14 |
| 3M | +0.87% | +0.85% | 12 of 14 |
| 6M | +9.26% | +3.72% | 1 of 14 |
| YTD | +9.27% | +5.62% | 3 of 14 |
| 1Y | +10.56% | +6.95% | 3 of 14 |
| 2Y | +16.43% | +8.56% | 1 of 14 |
| 3Y | +16.64% | +8.44% | 1 of 14 |
| 5Y | +13.34% | +8.58% | 2 of 13 |
| 7Y | +10.98% | +7.43% | 2 of 13 |
| 10Y | +8.62% | +5.82% | 3 of 12 |
| INCEPTION | +9.15% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.27% | +16.04% | -3.44% | 92% | 37% |
| 6M | +4.57% | +19.13% | -4.57% | 95% | 39% |
| 1Y | +9.27% | +24.42% | -3.90% | 94% | 40% |
| 2Y | +8.95% | +20.16% | +0.48% | 100% | 43% |
| 3Y | +8.50% | +17.05% | +2.19% | 100% | 43% |
| 5Y | +7.52% | +13.39% | +3.65% | 100% | 42% |
| 7Y | +7.18% | +11.21% | +5.34% | 100% | 43% |
| 10Y | +8.02% | +8.99% | +6.99% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt93.79%
- Cash6.21%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| GOI LOAN 6.94% 2036 | Debt | 10.85% | +2.61% |
| TREPS / Reverse Repo Investments | Reverse Repo / TREPS | 7.98% | — |
| Kotak Mahindra Bank Limited | Money Market | 7.50% | -0.35% |
| Aditya Birla Digital Fashion Ventures Limited** | Debt | 6.18% | -0.31% |
| Nuvoco Vistas Corporation Limited | Debt | 6.09% | -0.75% |
| Adani Airport Holdings Limited** | Debt | 6.08% | -0.40% |
| GMR Airports Limited** | Debt | 5.05% | — |
| JTPM Metal Traders Limited** | Debt | 4.97% | -0.25% |
| Tata Housing Development Co Limited** | Debt | 4.80% | -0.24% |
| Aditya Birla Renewables Limited** | Debt | 4.61% | -0.63% |
| GMR Airports Limited** | Debt | 3.34% | -0.14% |
| Piramal Finance Limited** | Debt | 3.33% | -0.15% |
| Aadhar Housing Finance Limited** | Debt | 3.24% | -0.15% |
| Kogta Financial India Limited** | Debt | 3.15% | -0.15% |
| Tata Projects Limited** | Debt | 3.15% | -0.14% |
View all 27 holdings
| Nuvama Wealth Finance Limited** | Debt | 3.11% | -0.14% |
| Tata Projects Limited** | Debt | 3.08% | -0.15% |
| Adani Power Limited** | Debt | 3.06% | -0.19% |
| Adani Power Limited** | Debt | 3.05% | -0.20% |
| 360 One Prime Limited** | Debt | 1.66% | -0.08% |
| National Bank For Agriculture & Rural Development | Debt | 1.60% | -0.07% |
| REC Limited** | Debt | 1.59% | -0.07% |
| 71GOI2034 | Debt | 1.58% | -0.10% |
| 360 One Prime Limited** | Debt | 1.54% | -0.21% |
| Tata Projects Limited** | Debt | 0.93% | -0.05% |
| SBI Funds Management Pvt Limited/Fund Parent | Money Market | 0.25% | -0.01% |
| Net Receivables/Payables | Net Current Assets | -1.77% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 8.98 | 2.52 | High Volatility |
| 3Y | 7.42 | 2.97 | High Volatility |
| 5Y | 6.52 | 6.71 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.89 | 0.74 | Good Risk Adjusted Returns |
| 3Y | 1.30 | 1.14 | Good Risk Adjusted Returns |
| 5Y | 1.07 | 0.65 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 4.00 | 5.95 | Poor Risk Adjusted Returns |
| 3Y | 12.14 | 4.63 | Good Risk Adjusted Returns |
| 5Y | 8.61 | 5.85 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.33 | 0.68 | Good Risk Adjusted Returns |
| 3Y | -0.28 | 0.05 | Good Risk Adjusted Returns |
| 5Y | -0.10 | 0.18 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.68% | +9.66% | +27.41% | +9.60% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.71% | +12.06% | +9.86% | +8.46% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.75% | +7.73% | +6.98% | +7.70% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.73% | +7.89% | +6.76% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.50% | +8.24% | +7.24% | +8.18% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.49% | +7.98% | +7.07% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.98% | +8.13% | +7.07% | +6.22% |
|
HSBC Credit Risk Fund
Regular Plan · Bonus
|
+5.40% | +10.84% | — | +9.83% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.34% | +7.42% | +5.64% | +2.03% |
More From DSP Asset Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
DSP World Mining Overseas Equity Omni FoF
Direct Plan · Growth
|
+40.95% | +31.63% | +20.24% | +9.09% |
|
DSP Silver ETF Fund of Fund
Direct Plan · IDCW
|
+35.71% | — | — | +78.63% |
| DSP Silver ETF | +34.57% | +45.11% | — | +37.65% |
|
DSP US Specific Equity Omni FoF
Direct Plan · Growth
|
+34.44% | +30.67% | +19.57% | +18.15% |
|
DSP World Gold Mining Overseas Equity Omni FoF
Direct Plan · Growth
|
+31.63% | +58.20% | +29.21% | +9.52% |
|
DSP Global Innovation Overseas Equity Omni FoF
Direct Plan · Growth
|
+23.88% | +30.42% | — | +20.48% |
|
DSP Global Clean Energy Overseas Equity Omni FoF
Direct Plan · Growth
|
+22.84% | +22.11% | +10.33% | +7.00% |
| DSP Gold ETF | +21.15% | +35.08% | — | +28.58% |
|
DSP Gold ETF Fund of Fund
Direct Plan · IDCW
|
+20.30% | — | — | +33.71% |
|
DSP Small Cap Fund
Direct Plan · Growth
|
+17.67% | +16.30% | +16.38% | +21.23% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
1. Investment in corporate bonds which are AA and below rated instruments: 65% - 100% 2. Investment in other debt and money market instruments: 0% - 35% 3. Units issued by InviTS: 0% - 10% For detailed asset allocation pattern, please refer to the Scheme Information Document
Exit Load
NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
Fund Managers
Mr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
Mr. Vivek Ramakrishnan - Primary, Mr. Shalini Vasanta - Comanage, Mr. Kunal Khudania - Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.