GMP IPO Watch
DSP Banking & Financial Services Fund
Direct Plan · Growth · DSP Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +2.80% | +2.62% | 149 of 255 |
| 1M | -0.35% | +0.77% | 184 of 255 |
| 3M | -8.30% | -4.63% | 230 of 252 |
| 6M | -0.52% | +2.44% | 165 of 251 |
| YTD | -1.84% | +0.02% | 126 of 255 |
| 1Y | +1.05% | -0.51% | 82 of 232 |
| 2Y | +9.56% | +1.57% | 18 of 187 |
| INCEPTION | +13.30% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +4.19% | +17.78% | -11.67% | 73% | 30% |
| 6M | +8.73% | +31.09% | -5.85% | 91% | 38% |
| 1Y | +17.30% | +32.09% | -2.34% | 99% | 45% |
| 2Y | +16.98% | +24.30% | +6.88% | 100% | 46% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.53%
- Debt0.00%
- Cash1.47%
- Other0.00%
Market Cap Split
- Large Cap53.88%
- Mid Cap18.86%
- Small Cap25.79%
- Others1.47%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.68 | 17.84 |
| P/B | 2.52 | 2.31 |
| Price / Sales | 3.28 | 3.91 |
| Dividend Yield (%) | 1.13 | 1.13 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 9.70% | -0.24% |
| HDFC Bank | Banks | 6.07% | +2.31% |
| Axis Bank | Banks | 5.70% | -1.44% |
| Cholamandalam Investment | Finance | 5.16% | -0.35% |
| State Bank of India | Banks | 4.63% | -0.14% |
| Kotak Bank | Banks | 4.63% | +0.29% |
| Ujjivan Small Finance Bank | Banks | 4.57% | +0.37% |
| Shriram Finance | Finance | 4.47% | -0.23% |
| Bajaj Finance | Finance | 4.32% | -0.12% |
| Max Financial Services | Insurance | 4.18% | -0.08% |
| Canara HSBC Life Insurance Company | Insurance | 4.13% | +0.09% |
| City Union Bank | Banks | 3.97% | +0.22% |
| SBI Life Insurance | Insurance | 3.87% | +0.17% |
| Aditya Birla Capital | Finance | 3.62% | -0.01% |
| MCX | Capital Markets | 3.41% | +0.14% |
View all 37 holdings
| Aadhar Housing Finance | Finance | 3.34% | +0.00% |
| PB FinTech | Financial Technology (Fintech) | 3.01% | -1.94% |
| Karur Vysya Bank | Banks | 2.68% | +0.01% |
| PNB Housing Finance | Finance | 2.64% | +0.12% |
| Bank of Maharashtra | Banks | 2.51% | +0.09% |
| Union Bank of India | Banks | 2.46% | -0.07% |
| TREPS / Reverse Repo Investments | Reverse Repo / TREPS | 1.63% | — |
| Aditya Birla Sun Life AMC | Capital Markets | 1.51% | +0.02% |
| Bank of India | Banks | 1.46% | -0.02% |
| BSE | Capital Markets | 1.42% | +0.02% |
| Prudent Corporate Advisory Services | Capital Markets | 1.40% | -0.14% |
| National Stock Exchange of India | Capital Markets | 0.97% | — |
| KFin Technologies | Capital Markets | 0.86% | -0.06% |
| Seshaasai Technologies | Financial Technology (Fintech) | 0.69% | +0.02% |
| Nippon Life India AMC | Capital Markets | 0.67% | -0.31% |
| LIC of India | Insurance | 0.26% | +0.01% |
| Groww | Capital Markets | 0.19% | +0.00% |
| ICICI Prudential Asset Management | Capital Markets | 0.02% | +0.00% |
| Bajaj Finserv | Finance | 0.01% | +0.00% |
| ICICI Lombard General Insurance | Insurance | 0.00% | — |
| Power Finance Corporation | Finance | 0.00% | — |
| Net Receivables/Payables | Net Current Assets | -0.16% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 18.24 | 16.27 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.16 | -0.33 | Above Average |
| 3Y | 0.47 | -0.46 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.85% (published 2026-10-27).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.21 | 0.05 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.99 | 1.02 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.16% | +48.17% | — | +23.57% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+23.60% | +30.61% | — | +29.76% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+21.84% | — | — | +19.69% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.06% | +19.12% | +12.26% | +15.80% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+19.95% | — | — | +10.69% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+19.94% | +20.37% | +8.45% | +8.55% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+19.10% | +23.89% | +16.63% | +21.84% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+18.27% | — | — | +11.09% |
|
WhiteOak Capital Pharma and Healthcare Fund
Regular Plan · Growth Option
|
+17.09% | — | — | +20.29% |
|
quant Healthcare Fund
Direct Plan · Growth Option
|
+17.00% | +21.16% | — | +21.00% |
More From DSP Asset Managers Private Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
DSP World Mining Overseas Equity Omni FoF
Direct Plan · Growth
|
+31.62% | +27.66% | +17.65% | +8.28% |
|
DSP World Gold Mining Overseas Equity Omni FoF
Direct Plan · IDCW
|
+23.58% | +45.13% | +20.64% | +6.10% |
|
DSP US Specific Equity Omni FoF
Direct Plan · Growth
|
+22.12% | +28.17% | +17.73% | +17.61% |
| DSP Silver ETF | +17.25% | +34.02% | — | +29.88% |
|
DSP Silver ETF Fund of Fund
Direct Plan · IDCW
|
+16.31% | — | — | +49.42% |
|
DSP Global Clean Energy Overseas Equity Omni FoF
Direct Plan · Growth
|
+15.30% | +20.08% | +8.27% | +6.67% |
|
DSP Healthcare Fund
Direct Plan · Growth
|
+15.27% | +21.39% | +16.01% | +22.53% |
| DSP Gold ETF | +13.34% | +29.74% | — | +25.38% |
|
DSP Gold ETF Fund of Fund
Direct Plan · IDCW
|
+12.67% | — | — | +29.72% |
| DSP Nifty Healthcare ETF | +12.05% | — | — | +15.10% |
About This Scheme
Investment Objective
The primary investment objective of the scheme is to seek to generate returns through investment in equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
1. Equity and Equity related Instruments of companies/entities engaged in Banking and Financial services sector: 80% to 100%. 2. Other Equity and Equity related Instruments/ Money Market Instruments/InvITs / Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds^: 0% to 20%. For detailed asset allocation pattern, please refer to the Scheme Information Document ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund & Liquid Fund (including Liquid ETFs) of Domestic Mutual Fund.
Exit Load
Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: <= 1 month – 0.50% > 1 month – Nil
Fund Managers
Ms. Preethi R S
Ms. Preethi R S - Primary (Equity and Overseas portion)
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.