GMP IPO Watch
Debt Scheme - Short Duration Fund
Bandhan Short Term Fund
Direct Plan · Growth · Bandhan Mutual Fund
Risk: Low to Moderate Risk
★★★★★
Morningstar
52W Low ₹62.60 4 Nov 2025
52W High ₹66.09 4 Nov 2026
₹66.0857
NAV as of 4 Nov 2026
+0.07% day change
Other Plans of This Fund
Direct Plan · Annual IDCW
Direct Plan · Fortnightly IDCW
Direct Plan · Monthly IDCW
Direct Plan · Periodic IDCW
Direct Plan · Quarterly IDCW
Plan B · Fortnightly Dividend
Plan C · Fortnightly Dividend
Plan C · Growth
Plan C · Monthly Dividend
Plan D · Fortnightly Dividend
Plan D · Growth
Plan D · Monthly Dividend
Regular Plan · Annual IDCW
Regular Plan · Fortnightly IDCW
Regular Plan · Periodic IDCW
Regular Plan · Quarterly IDCW
ISININF194K01U07
Scheme Code118407
StructureOpen Ended Schemes
Fund HouseBandhan AMC Limited
AUM (avg. July - September 2026)₹5,908.12 Cr
Expense Ratio (as of 3 Nov 2026)0.38%
Min. Investment₹500
Inception Date1 Apr 2001
BenchmarkNIFTY Short Duration Debt Index A-II · NIFTY AAA Short Duration Bond Index
Portfolio Turnover469.44%
NFO Period13-Dec-2000 –
Returns
1Y
+5.58%
3Y
+7.62%
5Y
+6.50%
7Y
+6.67%
10Y
+7.09%
Since Inception
+7.73%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.26% | +0.43% | 26 of 26 |
| 1M | +0.24% | +0.19% | 24 of 26 |
| 3M | +0.79% | +0.10% | 22 of 25 |
| 6M | +3.27% | +1.94% | 22 of 25 |
| YTD | +4.87% | +2.77% | 24 of 26 |
| 1Y | +5.58% | +3.08% | 22 of 24 |
| 2Y | +7.03% | +5.01% | 22 of 24 |
| 3Y | +7.62% | +5.31% | 23 of 24 |
| 5Y | +6.50% | +4.75% | 19 of 21 |
| 7Y | +6.67% | +4.75% | 16 of 19 |
| 10Y | +7.09% | +4.59% | 14 of 17 |
| INCEPTION | +7.73% | — | — |
Ranked among: Debt Scheme - Short Duration Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +1.91% | +6.97% | -1.21% | 97% | 40% |
| 6M | +3.82% | +8.62% | -0.42% | 99% | 41% |
| 1Y | +7.83% | +12.22% | +1.63% | 100% | 43% |
| 2Y | +7.80% | +11.13% | +3.24% | 100% | 43% |
| 3Y | +7.66% | +10.52% | +4.53% | 100% | 43% |
| 5Y | +7.49% | +8.93% | +6.11% | 100% | 43% |
| 7Y | +7.64% | +9.44% | +6.66% | 100% | 43% |
| 10Y | +7.56% | +8.00% | +7.07% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt87.14%
- Cash12.86%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings82
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Triparty Repo TRP_011026 | Reverse Repo / TREPS | 8.34% | — |
| Small Industries Dev Bank of India ** | Money Market | 4.64% | +0.05% |
| 7.48% National Bank For Agriculture and Rural Development | Debt | 4.58% | -0.56% |
| Net Current Assets | Net Current Assets | 4.51% | — |
| Canara Bank ** | Money Market | 4.00% | +3.11% |
| HDFC Bank Limited ** | Money Market | 3.95% | — |
| 7.07% Bajaj Finance Limited ** | Debt | 3.10% | +0.00% |
| HDFC Bank Limited ** | Money Market | 3.07% | +0.03% |
| 7.8% Tata Capital Housing Finance Limited ** | Debt | 2.88% | +0.02% |
| Small Industries Dev Bank of India | Money Market | 2.70% | +0.03% |
| Canara Bank | Money Market | 2.54% | — |
| 8.15% Tata Capital Limited ** | Debt | 2.30% | +0.00% |
| IRFC-7.50%-9-9-29-PVT | Debt | 2.29% | +0.00% |
| 7.83% Bajaj Housing Finance Limited ** | Debt | 2.28% | +0.00% |
| 8.3% REC Limited ** | Debt | 2.16% | +0.00% |
View all 85 holdings
| 7.74% LIC Housing Finance Limited ** | Debt | 1.95% | +0.00% |
| Small Industries Dev Bank of India ** | Money Market | 1.89% | +0.02% |
| 7.75% Sundaram Finance Limited ** | Debt | 1.72% | +0.01% |
| Union Bank of India ** | Money Market | 1.68% | +0.02% |
| Axis Bank Limited ** | Money Market | 1.68% | +0.02% |
| 7.44% Power Finance Corporation Limited ** | Debt | 1.42% | +0.00% |
| 6.95% Bajaj Housing Finance Limited ** | Debt | 1.42% | +0.00% |
| IRFC-7.57%-18-4-29-PVT | Debt | 1.32% | +0.00% |
| Axis Bank Limited | Money Market | 1.20% | -0.55% |
| 7.8% LIC Housing Finance Limited ** | Debt | 1.15% | +0.00% |
| 7.46% Indian Railway Finance Corporation Limited ** | Debt | 1.15% | +0.00% |
| 7.48% Indian Railway Finance Corporation Limited ** | Debt | 1.15% | +0.00% |
| 6.97% Bajaj Housing Finance Limited ** | Debt | 1.13% | +0.00% |
| Kotak Mahindra Bank Limited ** | Money Market | 1.12% | +0.01% |
| Punjab National Bank ** | Money Market | 1.12% | +0.02% |
| 7.53% Bajaj Housing Finance Limited | Debt | 1.02% | +0.00% |
| 7.75% LIC Housing Finance Limited ** | Debt | 0.86% | +0.00% |
| 7.66% Bajaj Housing Finance Limited ** | Debt | 0.86% | +0.00% |
| 7.37% Indian Railway Finance Corporation Limited ** | Debt | 0.86% | +0.00% |
| 7.1% Bajaj Housing Finance Limited ** | Debt | 0.85% | +0.00% |
| 7.24% Bajaj Finance Limited ** | Debt | 0.85% | +0.01% |
| Kotak Mahindra Bank Limited | Money Market | 0.85% | +0.01% |
| Punjab National Bank ** | Money Market | 0.84% | +0.56% |
| Axis Bank Limited ** | Money Market | 0.84% | +0.01% |
| Bank of Baroda | Money Market | 0.84% | +0.01% |
| 8.3% Indian Railway Finance Corporation Limited ** | Debt | 0.82% | +0.00% |
| Bank of Baroda ** | Money Market | 0.82% | +0.01% |
| Indian Bank ** | Money Market | 0.82% | +0.01% |
| Indian Bank ** | Money Market | 0.82% | +0.01% |
| 6.6% REC Limited | Debt | 0.74% | +0.00% |
| 8.0409% Tata Capital Housing Finance Limited ** | Debt | 0.58% | +0.01% |
| 7.73% LIC Housing Finance Limited ** | Debt | 0.58% | +0.01% |
| 7.75% Tata Capital Housing Finance Limited ** | Debt | 0.58% | +0.01% |
| 7.58% REC Limited ** | Debt | 0.57% | +0.00% |
| 7.3763% Bajaj Finance Limited | Debt | 0.57% | +0.00% |
| 7.11% Bajaj Finance Limited ** | Debt | 0.57% | +0.01% |
| Axis Bank Limited ** | Money Market | 0.57% | +0.01% |
| ICICI Bank Limited ** | Money Market | 0.56% | +0.00% |
| HDFC Bank Limited ** | Money Market | 0.56% | +0.01% |
| 6.9% LIC Housing Finance Limited | Debt | 0.51% | +0.00% |
| 8.06% Karnataka SDL (MD 27/03/2029) | Debt | 0.41% | +0.00% |
| 739MAHSDL30 | Debt | 0.40% | +0.00% |
| Corporate Debt Market Development Fund Class A2 | Debt | 0.37% | +0.01% |
| 8.65% Tata Capital Limited ** | Debt | 0.29% | +0.00% |
| 7.74% LIC Housing Finance Limited ** | Debt | 0.29% | +0.00% |
| 7.53% National Bank For Agriculture and Rural Development | Debt | 0.29% | +0.00% |
| 7.46% REC Limited ** | Debt | 0.29% | +0.00% |
| 7.45% Power Finance Corporation Limited ** | Debt | 0.29% | +0.00% |
| 8.06% Bajaj Finance Limited ** | Debt | 0.29% | +0.00% |
| 7.19% JIO Credit Limited ** | Debt | 0.28% | +0.00% |
| 7.299% Kotak Mahindra Prime Limited ** | Debt | 0.28% | +0.00% |
| 7.288% Kotak Mahindra Prime Limited ** | Debt | 0.28% | +0.00% |
| Bank of Baroda | Money Market | 0.28% | — |
| Small Industries Dev Bank of India ** | Money Market | 0.28% | +0.00% |
| Bank of Baroda ** | Money Market | 0.28% | — |
| Bank of Baroda ** | Money Market | 0.28% | — |
| HDFC Bank Limited ** | Money Market | 0.28% | +0.00% |
| HDFC Bank Limited ** | Money Market | 0.28% | +0.00% |
| Kotak Mahindra Bank Limited ** | Money Market | 0.28% | +0.00% |
| HDFC Bank Limited | Money Market | 0.28% | +0.00% |
| Union Bank of India | Money Market | 0.28% | +0.00% |
| Small Industries Dev Bank of India | Money Market | 0.22% | +0.00% |
| 73GOI2053 | Debt | 0.18% | -1.25% |
| 8.04% Bajaj Housing Finance Limited ** | Debt | 0.17% | +0.00% |
| 7.88% Bajaj Finance Limited ** | Debt | 0.17% | +0.00% |
| Punjab National Bank ** | Money Market | 0.11% | +0.00% |
| Axis Bank Limited ** | Money Market | 0.06% | +0.00% |
| 824GOI2027 | Debt | 0.01% | +0.00% |
| 679GOI2027 | Debt | 0.01% | +0.00% |
| Cash Margin - CCIL | Net Current Assets | 0.01% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.11 | 1.58 | Low Volatility |
| 3Y | 1.01 | 1.45 | Low Volatility |
| 5Y | 1.22 | 1.73 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.11 | -1.54 | Above Average |
| 3Y | 1.25 | -0.52 | Above Average |
| 5Y | 0.48 | -0.86 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 9.79 | 5.18 | Above Average |
| 3Y | 15.69 | 11.67 | Above Average |
| 5Y | 8.96 | 9.18 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.03 | 1.08 | Good Risk Adjusted Returns |
| 3Y | 1.13 | 1.16 | Good Risk Adjusted Returns |
| 5Y | 1.16 | 1.07 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Groww Short Term Fund
Direct Plan · Growth
|
+5.27% | +7.50% | +6.27% | +7.46% |
|
ICICI Prudential Short Term Fund
Regular Plan · Growth
|
+4.67% | +6.94% | +6.40% | +7.97% |
|
Axis Short Term Fund
Regular Plan · Growth Option
|
+4.56% | +7.09% | +6.18% | +7.40% |
|
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)
Regular Plan · GROWTH
|
+4.32% | +6.72% | — | +6.02% |
|
TRUSTMF Short Term Fund
Regular Plan · Growth
|
+4.24% | +6.51% | +5.72% | +5.64% |
|
HDFC Short Term Fund
Regular Plan · Growth Option
|
+4.20% | +6.98% | +6.17% | +7.80% |
|
Mahindra Manulife Short Term Fund
Regular Plan · Growth
|
+4.18% | +6.55% | +5.59% | +5.49% |
|
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)
Regular Plan · Growth Option
|
+4.14% | +6.66% | +5.84% | +7.19% |
|
Mirae Asset Short Term Fund
Direct Plan · IDCW
|
+4.13% | +7.15% | +6.34% | +6.86% |
|
BANK OF INDIA SHORT TERM FUND
Regular Plan · Growth
|
+4.12% | +6.99% | +10.30% | +5.90% |
More From Bandhan AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANDHAN INNOVATION FUND
Direct Plan · Growth
|
+14.35% | — | — | +20.03% |
|
Bandhan BSE Healthcare Index Fund
Direct Plan · Growth
|
+14.13% | — | — | +8.12% |
|
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Direct Plan · IDCW
|
+10.64% | +8.91% | — | +8.51% |
|
Bandhan Gilt Fund
Direct Plan · Growth
|
+7.31% | +8.25% | +6.45% | +8.58% |
|
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth
|
+6.77% | — | — | +7.03% |
|
BANDHAN Dynamic Term Fund
Direct Plan · Growth
|
+6.71% | +7.89% | +6.20% | +8.15% |
|
Bandhan Money Market Fund
Direct Plan · Periodic IDCW
|
+6.56% | +7.39% | +6.77% | +4.70% |
|
BANDHAN LIQUID Fund
Direct Plan · Periodic IDCW
|
+6.46% | +6.88% | +6.41% | +1.51% |
|
BANDHAN Arbitrage Fund
Direct Plan · Growth
|
+6.43% | +7.26% | +6.79% | +6.91% |
|
BANDHAN ULTRA SHORT TERM FUND
Direct Plan · Periodic IDCW
|
+6.43% | +7.19% | +6.61% | +4.33% |
About This Scheme
Investment Objective
The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Stated Asset Allocation
Debt Securities (including G-Sec and securitised debt) and Money Market Instruments and Units issued by REITs & InvITs such that the Macaulay duration of the portfolio is between 1 year and 3 years, within which - 0%-100%, Units issued by InvITs - 0%-10%
Exit Load
Nil
Fund Managers
FM 1 - Mr. Suyash Choudhary
FM 1 - Primary
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Bandhan AMC Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.