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Hybrid Scheme - Multi Asset Allocation
BANDHAN MULTI ASSET ALLOCATION FUND
Regular Plan · IDCW · Bandhan Mutual Fund
Risk: High Risk
52W Low ₹12.08 30 Mar 2026
52W High ₹14.26 29 Jan 2026
₹12.9374
NAV as of 4 Nov 2026
+1.16% day change
Other Plans of This Fund
ISININF194KB1HK1
Scheme Code152325
StructureOpen Ended Schemes
Fund HouseBandhan AMC Limited
AUM (avg. July - September 2026)₹9.45 Cr
Expense Ratio (as of 3 Nov 2026)2.16%
Min. InvestmentRs. 1000/- and any amount thereafter
Inception Date10 Jan 2024
Benchmark65% Nifty 500 TRI + 25% NIFTY Short Duration Debt Index + 5% Domestic prices of gold + 5% Domestic prices of silver
Portfolio Turnover56.06%
NFO Period10 Jan 2024 – 24 Jan 2024
Returns
1Y
-2.10%
Since Inception
+9.30%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.68% | +2.06% | 35 of 37 |
| 1M | -1.22% | +0.61% | 32 of 37 |
| 3M | -4.78% | -2.87% | 32 of 36 |
| 6M | -1.28% | -0.64% | 19 of 34 |
| YTD | -6.39% | -0.65% | 33 of 37 |
| 1Y | -2.10% | +2.49% | 25 of 31 |
| 2Y | +4.86% | +6.84% | 15 of 24 |
| INCEPTION | +9.30% | — | — |
Ranked among: Hybrid Scheme - Multi Asset Allocation.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.79% | +14.23% | -11.39% | 70% | 28% |
| 6M | +5.19% | +19.14% | -7.17% | 66% | 27% |
| 1Y | +10.93% | +26.96% | -3.12% | 96% | 42% |
| 2Y | +9.80% | +18.46% | +4.04% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity64.96%
- Debt6.36%
- Cash26.97%
- Other1.71%
Market Cap Split
- Large Cap39.53%
- Mid Cap12.00%
- Small Cap13.43%
- Others35.04%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 19.67 | 23.33 |
| P/B | 2.54 | 3.07 |
| Price / Sales | 2.07 | 3.06 |
| Price / Cash Flow | 13.60 | 16.06 |
| Dividend Yield (%) | 1.68 | 1.63 |
Holdings131
Top 5 Stocks15.39%
Top 10 Stocks23.21%
Top 3 Sectors22.92%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| iShares V PLC - iShares MSCI ACWI UCITS ETF | Reverse Repo / TREPS | 7.33% | — |
| ICICI Pru Gold ETF | Reverse Repo / TREPS | 6.50% | -0.18% |
| Triparty Repo TRP_011026 | Reverse Repo / TREPS | 5.85% | — |
| HDFC Bank | Banks | 4.37% | +0.17% |
| ICICI Pru Silver ETF | Reverse Repo / TREPS | 4.25% | -0.21% |
| Reliance Industries | Petroleum Products | 3.71% | -0.05% |
| ICICI Bank | Banks | 2.79% | -0.23% |
| Kotak Bank | Banks | 2.36% | +0.03% |
| Bandhan Silver ETF | Reverse Repo / TREPS | 2.17% | -0.10% |
| Axis Bank | Banks | 2.16% | -0.09% |
| Bharti Airtel | Telecom - Services | 2.11% | +0.31% |
| Bandhan Ultra Short to Short Term Fund-DR GR | Others | 2.06% | +0.04% |
| 7.53% National Bank For Agriculture and Rural Development | Debt | 2.03% | +0.03% |
| Maruti Suzuki | Automobiles | 1.88% | -0.22% |
| 182T280127 | Money Market | 1.60% | +0.03% |
View all 142 holdings
| Larsen & Toubro | Construction | 1.39% | -0.08% |
| 7.48% Indian Railway Finance Corporation Limited ** | Debt | 1.35% | +0.01% |
| ITC | Diversified FMCG | 1.22% | +0.19% |
| Bajaj Finance | Finance | 1.22% | -0.10% |
| Infosys | IT - Software | 1.21% | +0.00% |
| NMDC | Minerals & Mining | 1.12% | -0.15% |
| Bajaj Finserv | Finance | 1.08% | -0.16% |
| Tata Consultancy Services | IT - Software | 0.95% | -0.01% |
| ICICI Lombard General Insurance | Insurance | 0.80% | +0.17% |
| Cipla | Pharmaceuticals & Biotechnology | 0.79% | -0.03% |
| Mahindra & Mahindra | Automobiles | 0.79% | -0.07% |
| Bank of Baroda | Banks | 0.77% | -0.21% |
| Cholamandalam Financial Holdings | Finance | 0.76% | -0.05% |
| NTPC | Power | 0.75% | +0.00% |
| Coal India | Consumable Fuels | 0.75% | +0.05% |
| Sterlite Technologies | Telecom - Equipment & Accessories | 0.74% | -0.09% |
| Eternal | Retailing | 0.72% | +0.00% |
| Hero Motocorp | Automobiles | 0.71% | -0.02% |
| 7.34% REC Limited ** | Debt | 0.67% | +0.01% |
| Poonawalla Fincorp | Finance | 0.66% | -0.02% |
| LIC of India | Insurance | 0.64% | +0.08% |
| HDFC Life Insurance | Insurance | 0.64% | +0.06% |
| ICICI Prudential Life Insurance | Insurance | 0.63% | +0.01% |
| Info Edge | Retailing | 0.63% | -0.04% |
| Titan | Consumer Durables | 0.62% | -0.06% |
| Varun Beverages | Beverages | 0.59% | +0.16% |
| RHI Magnesita | Industrial Products | 0.57% | +0.27% |
| Dabur India | Personal Products | 0.57% | +0.06% |
| Emami | Personal Products | 0.57% | +0.04% |
| Swiggy | Retailing | 0.54% | +0.01% |
| GlaxoSmithKline Pharmaceuticals | Pharmaceuticals & Biotechnology | 0.53% | -0.04% |
| Avenue Supermarts DMart | Retailing | 0.52% | +0.16% |
| V Mart Retail | Retailing | 0.51% | +0.01% |
| Shree Cement | Cement & Cement Products | 0.49% | -0.01% |
| Whirlpool | Consumer Durables | 0.48% | +0.27% |
| UTI AMC | Capital Markets | 0.48% | +0.01% |
| AWL Agri Business | Agricultural Food & other Products | 0.46% | +0.02% |
| Aurobindo Pharma | Pharmaceuticals & Biotechnology | 0.45% | -0.01% |
| Dr Reddys Laboratories | Pharmaceuticals & Biotechnology | 0.45% | +0.03% |
| PNB Housing Finance | Finance | 0.45% | +0.00% |
| 73GOI2053 | Debt | 0.44% | +0.00% |
| Trent | Retailing | 0.43% | +0.24% |
| Sun Pharmaceutical | Pharmaceuticals & Biotechnology | 0.41% | -0.04% |
| Hyundai Motor India | Automobiles | 0.41% | -0.18% |
| Jindal Steel | Ferrous Metals | 0.40% | -0.01% |
| Max Healthcare Institute | Equity | 0.38% | -0.04% |
| Jio Financial Services | Finance | 0.37% | -0.04% |
| Tata Power | Power | 0.37% | +0.02% |
| Tata Steel | Ferrous Metals | 0.36% | +0.01% |
| Finolex Industries | Industrial Products | 0.36% | -0.01% |
| Power Grid Corporation of India | Power | 0.36% | +0.00% |
| Shriram Finance | Finance | 0.35% | -0.04% |
| Syngene International | Equity | 0.35% | +0.03% |
| PB FinTech | Financial Technology (Fintech) | 0.35% | -0.25% |
| Net Current Assets | Net Current Assets | 0.35% | — |
| Bayer Crop Science | Fertilizers & Agrochemicals | 0.34% | +0.02% |
| Dalmia Bharat | Cement & Cement Products | 0.34% | +0.03% |
| MRF | Auto Components | 0.34% | +0.16% |
| Havells | Consumer Durables | 0.33% | +0.00% |
| United Breweries | Beverages | 0.33% | +0.02% |
| Greenply Industries | Consumer Durables | 0.32% | +0.01% |
| Tube Investment | Auto Components | 0.32% | +0.02% |
| Aptus Value Housing Finance | Finance | 0.32% | -0.01% |
| Petronet LNG | Gas | 0.31% | -0.01% |
| Vedanta Aluminium Metal | Non - Ferrous Metals | 0.31% | -0.01% |
| MAS Financial Services | Finance | 0.31% | -0.02% |
| Oil & Natural Gas Corporation | Oil | 0.31% | +0.06% |
| VRL Logistics | Transport Services | 0.30% | -0.02% |
| Net Receivables/Payables | Net Current Assets | 0.30% | — |
| Atul | Chemicals & Petrochemicals | 0.29% | +0.06% |
| Brigade Enterprises | Realty | 0.29% | -0.06% |
| Teamlease Services | Commercial Services & Supplies | 0.29% | +0.11% |
| Crompton Greaves | Consumer Durables | 0.28% | +0.15% |
| Cera Sanitaryware | Consumer Durables | 0.28% | -0.03% |
| LTM | IT - Software | 0.27% | — |
| Container Corporation of India | Transport Services | 0.27% | +0.10% |
| Great Eastern Shipping Company | Transport Services | 0.27% | +0.03% |
| Motherson Sumi Wiring | Auto Components | 0.25% | +0.09% |
| TBO Tek | Leisure Services | 0.25% | -0.08% |
| Blue Dart Express | Transport Services | 0.25% | +0.01% |
| Mahindra Lifespaces Developers | Realty | 0.24% | +0.00% |
| Can Fin Homes | Finance | 0.24% | -0.03% |
| Oil India | Oil | 0.24% | -0.31% |
| Bharat Electronics | Aerospace & Defense | 0.23% | -0.01% |
| Mahanagar Gas | Gas | 0.23% | +0.00% |
| Ujjivan Small Finance Bank | Banks | 0.23% | +0.00% |
| JK Lakshmi Cement | Cement & Cement Products | 0.23% | +0.00% |
| Tata Motors Passenger Vehicles | Automobiles | 0.23% | -0.01% |
| KEC International | Construction | 0.23% | -0.01% |
| DCB Bank | Banks | 0.22% | -0.01% |
| Lupin | Pharmaceuticals & Biotechnology | 0.22% | -0.01% |
| Dhanuka Agritech | Fertilizers & Agrochemicals | 0.22% | +0.00% |
| Vedant Fashions | Retailing | 0.22% | +0.00% |
| Tata Chemicals | Chemicals & Petrochemicals | 0.22% | +0.00% |
| Rainbow Childrens Medicare | Equity | 0.21% | -0.02% |
| Sanofi | Pharmaceuticals & Biotechnology | 0.21% | +0.00% |
| Indusind Bank | Banks | 0.19% | -0.02% |
| Vinati Organics | Chemicals & Petrochemicals | 0.17% | -0.03% |
| JSW Steel | Ferrous Metals | 0.17% | -0.01% |
| Automotive Axles | Auto Components | 0.17% | +0.01% |
| Bandhan Gold ETF | Reverse Repo / TREPS | 0.17% | +0.00% |
| Greenpanel Industries | Consumer Durables | 0.15% | +0.00% |
| Aditya Birla Fashion & Retail | Retailing | 0.15% | -0.02% |
| Hindalco Industries | Non - Ferrous Metals | 0.15% | -0.01% |
| Max Financial Services | Insurance | 0.15% | -0.08% |
| Ajanta Pharma | Pharmaceuticals & Biotechnology | 0.15% | -0.20% |
| United Spirits | Beverages | 0.15% | -0.01% |
| 7.75% Small Industries Dev Bank of India ** | Debt | 0.14% | +0.01% |
| GOI LOAN 6.68% 2040 | Debt | 0.13% | +0.00% |
| Berger Paints | Consumer Durables | 0.12% | -0.11% |
| Steel Authority of India | Ferrous Metals | 0.12% | +0.00% |
| Hindustan Aeronautics | Aerospace & Defense | 0.11% | -0.01% |
| Rallis | Fertilizers & Agrochemicals | 0.11% | — |
| Coromandel International | Fertilizers & Agrochemicals | 0.10% | +0.00% |
| CG Power & Industrial Solutions | Electrical Equipment | 0.08% | -0.01% |
| Orchid Pharma | Pharmaceuticals & Biotechnology | 0.08% | -0.08% |
| SBI Life Insurance | Insurance | 0.07% | +0.00% |
| Symphony | Consumer Durables | 0.07% | -0.01% |
| Ramco Cements | Cement & Cement Products | 0.06% | — |
| DLF | Realty | 0.05% | +0.00% |
| Cash Margin - Derivatives | Net Current Assets | 0.05% | — |
| Punjab National Bank | Banks | 0.03% | +0.00% |
| TVS Motors | Automobiles | 0.02% | +0.00% |
| Blue Star | Consumer Durables | 0.01% | -0.03% |
| Indian Oil Corporation | Petroleum Products | 0.01% | +0.00% |
| Cash Margin - CCIL | Net Current Assets | 0.00% | — |
| Cash / Bank Balance | Net Current Assets | 0.00% | — |
Sector Allocation · Sep 2026
View all 37 sectors
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 11.53 | 11.46 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.42 | -0.34 | Below Average |
| 3Y | 0.31 | 0.33 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.16 | 0.50 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
360 ONE Multi Asset Allocation Fund
Regular Plan · GROWTH Option
|
+7.58% | — | — | +14.23% |
|
Quant Multi Asset Allocation Fund
Regular Plan · IDCW Option
|
+7.57% | +19.54% | +16.29% | +12.56% |
|
Aditya Birla Sun Life Multi Asset Allocation Fund
Direct Plan · GROWTH
|
+6.92% | +16.02% | — | +15.93% |
|
Invesco India Multi Asset Allocation Fund
Regular Plan · Growth
|
+6.90% | — | — | +12.04% |
|
WhiteOak Capital Multi Asset Allocation Fund
Direct Plan · Growth Option
|
+6.82% | +16.01% | — | +15.30% |
|
Mirae Asset Multi Asset Allocation Fund
Direct Plan · Growth
|
+6.72% | — | — | +12.84% |
|
HSBC Multi Asset Allocation Fund
Regular Plan · Growth
|
+6.63% | — | — | +12.02% |
|
Canara Robeco Multi Asset Allocation Fund
Direct Plan · Growth
|
+6.47% | — | — | +9.31% |
|
Edelweiss Multi Asset Allocation Fund
Direct Plan · Growth
|
+6.24% | +7.53% | — | +7.43% |
|
Mahindra Manulife Multi Asset Allocation Fund
Regular Plan · Growth
|
+4.95% | — | — | +12.37% |
More From Bandhan AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANDHAN INNOVATION FUND
Direct Plan · Growth
|
+14.35% | — | — | +20.03% |
|
Bandhan BSE Healthcare Index Fund
Direct Plan · Growth
|
+14.13% | — | — | +8.12% |
|
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Direct Plan · IDCW
|
+10.64% | +8.91% | — | +8.51% |
|
Bandhan Gilt Fund
Direct Plan · Growth
|
+7.31% | +8.25% | +6.45% | +8.58% |
|
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth
|
+6.77% | — | — | +7.03% |
|
BANDHAN Dynamic Term Fund
Direct Plan · Growth
|
+6.71% | +7.89% | +6.20% | +8.15% |
|
Bandhan Money Market Fund
Direct Plan · Periodic IDCW
|
+6.56% | +7.39% | +6.77% | +4.70% |
|
BANDHAN LIQUID Fund
Direct Plan · Periodic IDCW
|
+6.46% | +6.88% | +6.41% | +1.51% |
|
BANDHAN Arbitrage Fund
Direct Plan · Growth
|
+6.43% | +7.26% | +6.79% | +6.91% |
|
BANDHAN ULTRA SHORT TERM FUND
Direct Plan · Periodic IDCW
|
+6.43% | +7.19% | +6.61% | +4.33% |
About This Scheme
Investment Objective
The investment objective of the Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized and the scheme does not assure or guarantee any returns.
Stated Asset Allocation
Equity and equity related instruments - 65%-80%, Debt Securities and Money Market Instruments - 10%-30% Units issued by InvITs - 0% - 10% Gold/silver ETFs and Sovereign gold deposit schemes 10%- 30% Units issued by InvITs 0%-10% Investment in Foreign Securities – 0% to 15% of the net assets
Exit Load
For 10% of investment: Nil - For remaining investment: 0.5 % if redeemed/ switched out within 30 days from the date of allotment.
Fund Managers
Equity Portion: FM 1 - Mr. Viraj Kulkari, FM 2- Mr. Daylynn Pinto and FM 3 - Mr. Kapil Kankonkar; Debt Portion: FM 4 - Mr. Gautam Kaul ; Foreign/overseas investment: FM 5 - Ms. Ritika Behera (Equity Portion), FM 6 - Mr. Gaurav Satra (Equity Portion) and FM 7 - Mr. Brijesh Shah (Debt Portion)
FM 1 - Comanage - Equity Portion, FM 2 - Comanage -Equity Portion, FM 3 - Comanage - Equity Portion, FM 4 - Comanage Debt Portion, FM 5 - Comanage - Foreign/overseas investment (Equity), FM 6 - Comanage Foreign/overseas investment (Equity), FM 7 - Comanage Foreign/overseas investment(Debt Portion)
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Bandhan AMC Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.