GMP IPO Watch
Debt Scheme - Money Market Fund
Bandhan Money Market Fund
Regular Plan · Periodic IDCW · Bandhan Mutual Fund
Risk: Low to Moderate Risk
★★★★★
Morningstar
52W Low ₹13.52 4 Nov 2025
52W High ₹14.37 4 Nov 2026
₹14.3654
NAV as of 4 Nov 2026
+0.03% day change
Other Plans of This Fund
ISININF194KA1TG5
Scheme Code131389
StructureOpen Ended Schemes
Fund HouseBandhan AMC Limited
AUM (avg. July - September 2026)₹0.09 Cr
Expense Ratio (as of 3 Nov 2026)0.36%
Min. Investment₹500
Inception Date18 Feb 2003
BenchmarkNIFTY Money Market Index A-I
Portfolio Turnover302.42%
NFO Period18-Feb-2003 –
Returns
1Y
+6.22%
3Y
+6.93%
5Y
+6.19%
7Y
-0.02%
10Y
+1.88%
Since Inception
+2.68%
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +0.15% | +0.10% | 24 of 28 |
| 1M | +0.39% | +0.27% | 23 of 28 |
| 3M | +1.43% | +1.03% | 24 of 28 |
| 6M | +3.22% | +2.34% | 24 of 28 |
| YTD | +5.23% | +3.78% | 23 of 28 |
| 1Y | +6.22% | +4.39% | 22 of 26 |
| 2Y | +6.85% | +4.79% | 20 of 24 |
| 3Y | +6.93% | +5.03% | 21 of 24 |
| 5Y | +6.19% | +4.25% | 17 of 20 |
| 7Y | -0.02% | +3.89% | 15 of 17 |
| 10Y | +1.88% | +3.85% | 11 of 13 |
| INCEPTION | +2.68% | — | — |
Ranked among: Debt Scheme - Money Market Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.79% | +3.38% | -27.73% | 96% | 38% |
| 6M | +1.42% | +4.67% | -26.64% | 91% | 36% |
| 1Y | +2.70% | +8.63% | -24.65% | 81% | 32% |
| 2Y | +2.02% | +7.93% | -14.33% | 79% | 31% |
| 3Y | +1.30% | +7.11% | -8.53% | 65% | 25% |
| 5Y | -0.33% | +6.19% | -2.86% | 29% | 11% |
| 7Y | -0.05% | +0.24% | -0.31% | 39% | 15% |
| 10Y | +2.01% | +2.17% | +1.87% | 100% | 41% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt97.74%
- Cash2.26%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings99
Top 5 Stocks0.00%
Top 10 Stocks0.00%
Top 3 Sectors0.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| HDFC Bank Limited ** | Money Market | 4.46% | +0.98% |
| Triparty Repo TRP_011026 | Reverse Repo / TREPS | 4.42% | — |
| Bank of Baroda ** | Money Market | 4.09% | +2.82% |
| HDFC Bank Limited ** | Money Market | 3.52% | +0.21% |
| Small Industries Dev Bank of India ** | Money Market | 2.61% | +0.39% |
| Punjab National Bank | Money Market | 2.59% | +0.39% |
| Canara Bank ** | Money Market | 2.42% | +1.31% |
| ICICI Bank Limited ** | Money Market | 2.35% | +1.08% |
| Kotak Mahindra Bank Limited ** | Money Market | 2.24% | +0.34% |
| Canara Bank | Money Market | 2.24% | — |
| National Bank For Financing Infrastructure And Development ** | Money Market | 2.22% | +0.96% |
| Bank of Baroda | Money Market | 2.22% | -0.30% |
| PNB Housing Finance Limited ** | Money Market | 2.04% | +0.31% |
| BFL-9-3-27-CP | Money Market | 2.03% | +0.30% |
| 91TB121126 | Money Market | 1.89% | — |
View all 102 holdings
| Canara Bank ** | Money Market | 1.86% | — |
| National Bank For Agriculture and Rural Development ** | Money Market | 1.86% | +0.27% |
| Bank of Baroda ** | Money Market | 1.86% | +1.38% |
| Small Industries Dev Bank of India ** | Money Market | 1.86% | +0.28% |
| Small Industries Dev Bank of India ** | Money Market | 1.85% | +0.27% |
| Axis Bank Limited ** | Money Market | 1.79% | +0.84% |
| 574GS2026 | Debt | 1.70% | +0.92% |
| Muthoot Finance Limited ** | Money Market | 1.67% | +0.25% |
| National Bank For Agriculture and Rural Development | Money Market | 1.66% | +0.25% |
| National Bank For Agriculture and Rural Development ** | Money Market | 1.49% | — |
| Small Industries Dev Bank of India ** | Money Market | 1.49% | +0.54% |
| ICICI Bank Limited ** | Money Market | 1.48% | +0.22% |
| Kotak Securities Limited ** | Debt | 1.48% | +0.22% |
| Indian Bank ** | Money Market | 1.30% | — |
| Cholamandalam Investment and Finance Company Ltd ** | Money Market | 1.30% | +0.19% |
| Cholamandalam Investment and Finance Company Ltd ** | Money Market | 1.30% | +0.19% |
| HDFC Bank Limited ** | Money Market | 1.29% | -0.44% |
| Kotak Securities Limited ** | Debt | 1.29% | +0.19% |
| JIO Credit Limited ** | Money Market | 1.29% | +0.19% |
| The Federal Bank Limited ** | Money Market | 1.13% | — |
| Punjab National Bank ** | Money Market | 1.12% | +0.17% |
| Union Bank of India | Money Market | 1.12% | — |
| Small Industries Dev Bank of India ** | Money Market | 1.09% | +0.16% |
| Kotak Mahindra Bank Limited ** | Money Market | 1.04% | — |
| ICICI Bank Limited ** | Money Market | 1.04% | — |
| Cholamandalam Investment and Finance Company Ltd ** | Money Market | 1.04% | -0.16% |
| Axis Bank Limited ** | Money Market | 0.93% | +0.14% |
| ICICI Securities Limited ** | Debt | 0.92% | -0.34% |
| 7.78% Bihar SDL (MD 01/03/2027) | Debt | 0.84% | +0.12% |
| 364 Days Tbill (MD 08/10/2026) | Money Market | 0.76% | — |
| The Federal Bank Limited ** | Money Market | 0.74% | +0.11% |
| National Bank For Agriculture and Rural Development ** | Money Market | 0.74% | +0.11% |
| Axis Bank Limited | Money Market | 0.74% | +0.11% |
| Bajaj Finance Limited ** | Money Market | 0.74% | +0.11% |
| Bajaj Auto Credit Limited ** | Money Market | 0.74% | +0.11% |
| Export Import Bank of India | Money Market | 0.74% | — |
| LIC Housing Finance Limited ** | Money Market | 0.74% | +0.11% |
| GOVT. STOCK 12DEC2026C STRP | Debt | 0.71% | — |
| National Bank For Agriculture and Rural Development ** | Money Market | 0.56% | +0.24% |
| Small Industries Dev Bank of India ** | Money Market | 0.56% | +0.08% |
| Bank of Baroda ** | Money Market | 0.56% | — |
| Axis Bank Limited ** | Money Market | 0.56% | +0.24% |
| Union Bank of India ** | Money Market | 0.56% | — |
| HDFC Bank Limited | Money Market | 0.56% | +0.09% |
| Cholamandalam Investment and Finance Company Ltd ** | Money Market | 0.56% | +0.40% |
| National Bank For Agriculture and Rural Development ** | Money Market | 0.55% | +0.08% |
| Muthoot Finance Limited ** | Money Market | 0.55% | +0.08% |
| Small Industries Dev Bank of India | Money Market | 0.54% | +0.08% |
| 7.59% Haryana SDL (MD 15/02/2027) | Debt | 0.50% | +0.07% |
| 7.12% Bihar SDL (MD 11/01/2027) | Debt | 0.42% | +0.06% |
| Axis Bank Limited ** | Money Market | 0.37% | +0.05% |
| Canara Bank ** | Money Market | 0.37% | — |
| Canara Bank | Money Market | 0.37% | -0.89% |
| Punjab National Bank ** | Money Market | 0.37% | — |
| Cholamandalam Investment and Finance Company Ltd ** | Money Market | 0.37% | +0.05% |
| Reliance Jio Infocomm Limited ** | Money Market | 0.37% | — |
| Bajaj Housing Finance Limited ** | Money Market | 0.37% | — |
| Sundaram Finance Limited ** | Money Market | 0.36% | — |
| Corporate Debt Market Development Fund Class A2 | Debt | 0.31% | +0.05% |
| HDFC Bank Limited | Money Market | 0.30% | — |
| LIC Housing Finance Limited ** | Money Market | 0.26% | — |
| 7.61% Rajasthan SDL (MD 29/03/2027) | Debt | 0.19% | +0.03% |
| 7.59% Gujarat SDL (MD 15/02/2027) | Debt | 0.19% | +0.03% |
| 7.6% Madhya Pradesh SDL (MD 15/02/2027) | Debt | 0.19% | +0.03% |
| SDL KL 6.72% 2027 | Debt | 0.19% | +0.03% |
| 733GS26J24 | Debt | 0.19% | — |
| Bank of Baroda ** | Money Market | 0.19% | — |
| Bank of Baroda | Money Market | 0.19% | — |
| Bank of Baroda | Money Market | 0.19% | — |
| Indian Bank ** | Money Market | 0.19% | — |
| HDFC Bank Limited ** | Money Market | 0.19% | +0.03% |
| National Bank For Agriculture and Rural Development ** | Money Market | 0.19% | -0.76% |
| Small Industries Dev Bank of India ** | Money Market | 0.19% | — |
| Punjab National Bank ** | Money Market | 0.19% | — |
| Canara Bank ** | Money Market | 0.18% | — |
| National Bank For Agriculture and Rural Development ** | Money Market | 0.18% | — |
| Tata Capital Limited ** | Money Market | 0.18% | — |
| 7.87% Uttar Pradesh SDL (MD 15/03/2027) | Debt | 0.15% | +0.02% |
| 7.86% Karnataka SDL (MD 15/03/2027) | Debt | 0.12% | +0.02% |
| 815GOI2026 | Debt | 0.11% | +0.01% |
| Axis Bank Limited ** | Money Market | 0.11% | +0.01% |
| 7.78% Uttarpradesh SDL (MD 01/03/2027) | Debt | 0.08% | +0.01% |
| 7.62% Uttar Pradesh SDL (MD 15/02/2027) | Debt | 0.08% | +0.01% |
| 6.83% Karnataka SDL (MD 23/11/2026) | Debt | 0.08% | +0.01% |
| 773RJ2027 | Debt | 0.04% | +0.01% |
| Cash Margin - CCIL | Net Current Assets | 0.01% | — |
| Net Current Assets | Net Current Assets | -2.17% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.50 | 0.76 | Low Volatility |
| 3Y | 0.41 | 0.68 | Low Volatility |
| 5Y | 0.39 | 0.66 | Low Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.61 | -7.24 | Above Average |
| 3Y | 2.16 | -3.16 | Above Average |
| 5Y | 0.73 | -7.03 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 32.03 | 22.97 | Above Average |
| 3Y | 59.46 | 42.69 | Above Average |
| 5Y | 47.92 | 33.34 | Above Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.34 | 1.46 | Good Risk Adjusted Returns |
| 3Y | 1.42 | 1.50 | Good Risk Adjusted Returns |
| 5Y | 1.49 | 1.52 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
LIC MF Money Market Fund
Direct Plan · Growth
|
+6.50% | +6.74% | — | +6.58% |
|
Axis Money Market Fund
Direct Plan · Growth Option
|
+6.47% | +7.38% | +6.82% | +6.44% |
|
Bajaj Finserv Money Market Fund
Direct Plan · Growth
|
+6.36% | +7.29% | — | +7.38% |
|
Mirae Asset Money Market Fund
Direct Plan · Growth
|
+6.30% | +7.32% | +6.66% | +6.50% |
|
JioBlackRock Money Market Fund
Direct Plan · Growth Option
|
+6.27% | — | — | +6.17% |
|
UTI - Money Market Fund
Regular Plan · Discontinued Growth
|
+6.27% | +7.03% | +6.38% | +6.89% |
|
Tata Money Market Fund
Regular Plan · Growth Option
|
+6.22% | +7.17% | +6.63% | +6.95% |
|
ICICI Prudential Money Market Fund - Cash Option
Regular Plan · Growth
|
+6.22% | +7.17% | +6.62% | +7.10% |
|
Sundaram Money Market Fund
Regular Plan · GROWTH
|
+6.21% | +7.07% | +6.46% | +6.20% |
|
HDFC Money Market Fund
Regular Plan · Growth Option
|
+6.19% | +7.12% | +6.57% | +7.30% |
More From Bandhan AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANDHAN INNOVATION FUND
Direct Plan · Growth
|
+14.35% | — | — | +20.03% |
|
Bandhan BSE Healthcare Index Fund
Direct Plan · Growth
|
+14.13% | — | — | +8.12% |
|
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Direct Plan · IDCW
|
+10.64% | +8.91% | — | +8.51% |
|
Bandhan Gilt Fund
Direct Plan · Growth
|
+7.31% | +8.25% | +6.45% | +8.58% |
|
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth
|
+6.77% | — | — | +7.03% |
|
BANDHAN Dynamic Term Fund
Direct Plan · Growth
|
+6.71% | +7.89% | +6.20% | +8.15% |
|
BANDHAN LIQUID Fund
Direct Plan · Periodic IDCW
|
+6.46% | +6.88% | +6.41% | +1.51% |
|
BANDHAN Arbitrage Fund
Direct Plan · Growth
|
+6.43% | +7.26% | +6.79% | +6.91% |
|
BANDHAN ULTRA SHORT TERM FUND
Direct Plan · Periodic IDCW
|
+6.43% | +7.19% | +6.61% | +4.33% |
|
BANDHAN MID CAP FUND
Direct Plan · Growth
|
+6.35% | +18.05% | — | +17.81% |
About This Scheme
Investment Objective
To generate stable returns with a low risk strategy by creating a portfolio that is substantially invested in money market instruments
Stated Asset Allocation
Money market instruments including debt securities having maturity up to 1 year - 0%-100%
Exit Load
Nil
Fund Managers
FM 1 - Mr. Brijesh Shah, FM 2 -Mr. Gautam Kaul
FM 1 - Comanage, FM 2 - Comanage
Official Documents
Scheme Information Document (PDF)
Scheme Summary (PDF)
Scheme Summary (XLS)
Bandhan AMC Limited website
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.