GMP IPO Watch
BANDHAN FINANCIAL SERVICES FUND
Regular Plan · IDCW · Bandhan Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +4.26% | +3.52% | 84 of 255 |
| 1M | +1.06% | +1.97% | 174 of 255 |
| 3M | -5.24% | -3.45% | 168 of 252 |
| 6M | +0.05% | +2.92% | 144 of 251 |
| YTD | -12.83% | +1.21% | 200 of 255 |
| 1Y | -11.21% | +1.11% | 152 of 232 |
| 2Y | -4.59% | +2.39% | 72 of 187 |
| 3Y | +6.74% | +12.36% | 59 of 142 |
| INCEPTION | +7.06% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.38% | +19.30% | -21.88% | 67% | 26% |
| 6M | +3.91% | +27.81% | -16.76% | 64% | 25% |
| 1Y | +7.27% | +45.35% | -15.83% | 65% | 26% |
| 2Y | +5.83% | +18.53% | -7.72% | 66% | 27% |
| 3Y | +8.29% | +10.84% | +5.72% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.38%
- Debt0.00%
- Cash1.62%
- Other0.00%
Market Cap Split
- Large Cap58.96%
- Mid Cap18.56%
- Small Cap21.06%
- Others1.42%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.38 | 17.76 |
| P/B | 2.17 | 2.29 |
| Price / Sales | 3.51 | 3.86 |
| Dividend Yield (%) | 1.12 | 1.15 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 14.35% | -0.37% |
| HDFC Bank | Banks | 11.98% | +1.75% |
| Kotak Bank | Banks | 5.76% | +0.17% |
| Axis Bank | Banks | 4.76% | +0.04% |
| Bajaj Finance | Finance | 4.46% | +0.13% |
| State Bank of India | Banks | 3.94% | +0.03% |
| Cholamandalam Investment | Finance | 3.07% | -0.08% |
| One 97 Communications | Financial Technology (Fintech) | 2.27% | -0.12% |
| Shriram Finance | Finance | 2.12% | -0.11% |
| Max Financial Services | Insurance | 2.07% | -0.17% |
| MCX | Capital Markets | 1.91% | +0.08% |
| M&M Financial Services | Finance | 1.87% | -0.04% |
| City Union Bank | Banks | 1.83% | +0.02% |
| IDFC First Bank | Banks | 1.67% | +0.03% |
| LIC Housing Finance | Finance | 1.60% | -0.22% |
View all 65 holdings
| HDFC AMC | Capital Markets | 1.49% | -0.02% |
| Aavas Financiers | Finance | 1.42% | +0.21% |
| RBL Bank | Banks | 1.40% | -0.17% |
| Poonawalla Fincorp | Finance | 1.32% | +0.04% |
| HDFC Life Insurance | Insurance | 1.31% | +0.04% |
| ICICI Lombard General Insurance | Insurance | 1.30% | +0.11% |
| DCB Bank | Banks | 1.27% | +0.00% |
| Angel One | Capital Markets | 1.22% | +0.03% |
| Triparty Repo TRP_011026 | Reverse Repo / TREPS | 1.21% | — |
| Muthoot Finance | Finance | 1.20% | +0.10% |
| Ujjivan Small Finance Bank | Banks | 1.13% | +0.14% |
| Prudent Corporate Advisory Services | Capital Markets | 1.12% | -0.08% |
| Yes Bank | Banks | 1.11% | -0.02% |
| Jammu & Kashmir Bank | Banks | 1.09% | +0.04% |
| Can Fin Homes | Finance | 1.07% | -0.04% |
| Fusion Finance | Finance | 1.07% | +0.01% |
| Piramal Finance | Finance | 1.06% | +0.05% |
| Nuvama Wealth Management | Capital Markets | 1.05% | +0.03% |
| ICICI Prudential Life Insurance | Insurance | 0.99% | -0.08% |
| LIC of India | Insurance | 0.94% | +0.01% |
| ICICI Prudential Asset Management | Capital Markets | 0.92% | +0.08% |
| Aadhar Housing Finance | Finance | 0.86% | +0.00% |
| Karnataka Bank | Banks | 0.84% | +0.09% |
| Indusind Bank | Banks | 0.81% | -0.04% |
| Cholamandalam Financial Holdings | Finance | 0.72% | +0.00% |
| Bajaj Finserv | Finance | 0.71% | -0.07% |
| Groww | Capital Markets | 0.70% | +0.01% |
| BSE | Capital Markets | 0.70% | -0.20% |
| 360 One WAM | Capital Markets | 0.69% | +0.14% |
| HDB Financial Services | Finance | 0.60% | +0.08% |
| SBI Life Insurance | Insurance | 0.55% | +0.02% |
| IIFL Finance | Finance | 0.49% | — |
| UTI AMC | Capital Markets | 0.46% | +0.03% |
| KFin Technologies | Capital Markets | 0.46% | -0.04% |
| Pine Labs | Financial Technology (Fintech) | 0.44% | -0.09% |
| Five Star Business Finance | Finance | 0.41% | +0.02% |
| PB FinTech | Financial Technology (Fintech) | 0.38% | -0.38% |
| Star Health Insurance | Insurance | 0.37% | -0.17% |
| L&T Finance | Finance | 0.29% | — |
| Karur Vysya Bank | Banks | 0.25% | +0.10% |
| SBI Cards | Finance | 0.22% | — |
| MAS Financial Services | Finance | 0.22% | +0.00% |
| Net Current Assets | Net Current Assets | 0.20% | — |
| Cash Margin - Derivatives | Net Current Assets | 0.19% | — |
| Turtlemint Fintech Solutions | Financial Technology (Fintech) | 0.18% | -0.13% |
| Spandana Sphoorty Financial | Finance | 0.07% | -0.32% |
| Credit Access Grameen | Finance | 0.02% | — |
| Cash Margin - CCIL | Net Current Assets | 0.01% | — |
| Net Receivables/Payables | Net Current Assets | 0.01% | — |
| Cash / Bank Balance | Net Current Assets | 0.00% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 17.57 | 16.32 | High Volatility |
| 3Y | 16.27 | 16.10 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.70 | -0.32 | Below Average |
| 3Y | 0.11 | -0.45 | Above Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.79 | 0.19 | Below Average |
| 3Y | 0.66 | 1.14 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.00 | 1.02 | Good Risk Adjusted Returns |
| 3Y | 0.94 | 0.98 | Good Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From Bandhan AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANDHAN INNOVATION FUND
Direct Plan · Growth
|
+14.35% | — | — | +20.03% |
|
Bandhan BSE Healthcare Index Fund
Direct Plan · Growth
|
+14.13% | — | — | +8.12% |
|
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Direct Plan · IDCW
|
+10.64% | +8.91% | — | +8.51% |
|
Bandhan Gilt Fund
Direct Plan · Growth
|
+7.31% | +8.25% | +6.45% | +8.58% |
|
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth
|
+6.77% | — | — | +7.03% |
|
BANDHAN Dynamic Term Fund
Direct Plan · Growth
|
+6.71% | +7.89% | +6.20% | +8.15% |
|
Bandhan Money Market Fund
Direct Plan · Periodic IDCW
|
+6.56% | +7.39% | +6.77% | +4.70% |
|
BANDHAN LIQUID Fund
Direct Plan · Periodic IDCW
|
+6.46% | +6.88% | +6.41% | +1.51% |
|
BANDHAN Arbitrage Fund
Direct Plan · Growth
|
+6.43% | +7.26% | +6.79% | +6.91% |
|
BANDHAN ULTRA SHORT TERM FUND
Direct Plan · Periodic IDCW
|
+6.43% | +7.19% | +6.61% | +4.33% |
About This Scheme
Investment Objective
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services sector.
Stated Asset Allocation
Securities belonging to the Equity and equity related instruments of companies engaged in financial services sector - 80%-100%, Equities & Equity related securities other than above and overseas securities* - 0% - 20% Debt Securities and Money Market Instruments (including Government securities, Securitised debt) - 0%- 20% Units issued by InvITs - 0% - 10%
Exit Load
Nil (If redeemed/switched out within 1 year from the date of allotment - 1% of applicable NAV)
Fund Managers
Ms. Ritu Modi (equity portfolio), Mr. Harshvardhan Agrawal (equity portfolio) & Mr. Harshal Joshi (debt portfolio)
Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.