Equity Scheme - ELSS

BANDHAN ELSS - Tax Saver Fund

Direct Plan · IDCW · Bandhan Mutual Fund

Risk: Very High Risk ★★★★★ Morningstar

52W Low ₹36.89 30 Mar 2026 52W High ₹45.65 2 Jan 2026

₹41.4060 NAV as of 4 Nov 2026 +0.69% day change

Other Plans of This Fund

Direct Plan · Growth Regular Plan · Growth Regular Plan · IDCW

ISININF194K01Y37

Scheme Code118472

StructureOpen Ended Schemes

Fund HouseBandhan AMC Limited

AUM (avg. July - September 2026)₹29.46 Cr

Expense Ratio (as of 3 Nov 2026)0.92%

Min. InvestmentRs. 500/- and in multiples of Rs.500/- thereafter.

Inception Date1 Dec 2008

BenchmarkS&P BSE 500 TRI

Portfolio Turnover34.62%

NFO Period01-Dec-2008 – 17-Dec-2008

Returns

1Y -6.64%

3Y +3.25%

5Y +3.79%

7Y +11.24%

10Y +8.83%

Since Inception +8.96%

Annualised (CAGR) returns for periods over a year.

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Rank in Category

Period	This Fund	Category Avg.	Rank
1W	+4.84%	+3.66%	4 of 51
1M	+4.29%	+2.01%	10 of 51
3M	-2.36%	-4.19%	15 of 51
6M	+2.42%	+0.64%	17 of 51
YTD	-8.70%	-3.56%	27 of 51
1Y	-6.64%	-3.78%	15 of 51
2Y	-4.16%	-0.72%	13 of 50
3Y	+3.25%	+9.36%	24 of 50
5Y	+3.79%	+8.11%	23 of 43
7Y	+11.24%	+13.01%	14 of 43
10Y	+8.83%	+8.61%	4 of 27
INCEPTION	+8.96%	—	—

Ranked among: Equity Scheme - ELSS.

Rolling Returns

Period	Average	Best	Worst	Positive Periods	Consistency
3M	+2.82%	+38.65%	-36.86%	63%	24%
6M	+5.51%	+54.85%	-36.86%	64%	25%
1Y	+12.07%	+120.05%	-38.78%	65%	26%
2Y	+10.68%	+65.51%	-22.61%	79%	33%
3Y	+10.29%	+38.38%	-11.21%	93%	40%
5Y	+10.61%	+27.97%	-7.66%	95%	41%
7Y	+10.11%	+14.54%	+0.92%	100%	44%
10Y	+10.26%	+13.58%	+7.05%	100%	44%

Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.

NAV History

AUM Trend (₹ Cr, quarterly average)

Expense Ratio Trend

Portfolio · Sep 2026

Asset Allocation

Equity95.06%
Debt0.00%
Cash4.94%
Other0.00%

Market Cap Split

Large Cap69.43%
Mid Cap15.47%
Small Cap10.16%
Others4.94%

Fundamentals

	Fund	Category
P/E	21.07	23.85
P/B	2.62	3.36
Price / Sales	2.40	2.94
Price / Cash Flow	13.23	18.37
Dividend Yield (%)	1.82	1.13

Holdings56

Top 5 Stocks30.49%

Top 10 Stocks44.20%

Top 3 Sectors38.97%

Holdings · Sep 2026

Holding	Sector	Weight	Change (1M)
HDFC Bank	Banks	8.43%	+0.69%
Kotak Bank	Banks	6.64%	+0.32%
Reliance Industries	Petroleum Products	6.12%	-0.11%
ICICI Bank	Banks	5.41%	-0.23%
Triparty Repo TRP_011026	Reverse Repo / TREPS	5.23%	—
Tata Consultancy Services	IT - Software	3.89%	-0.42%
Axis Bank	Banks	2.97%	-0.02%
Infosys	IT - Software	2.86%	-0.23%
Bharti Airtel	Telecom - Services	2.66%	+0.19%
Maruti Suzuki	Automobiles	2.63%	+0.00%
ITC	Diversified FMCG	2.59%	+0.32%
HDFC Life Insurance	Insurance	2.45%	+0.42%
Larsen & Toubro	Construction	2.28%	-0.04%
ICICI Lombard General Insurance	Insurance	2.23%	+0.49%
Avenue Supermarts DMart	Retailing	2.02%	+0.06%

View all 59 holdings

Jindal Steel	Ferrous Metals	1.98%	+0.01%
M&M Financial Services	Finance	1.97%	-0.17%
Dr Reddys Laboratories	Pharmaceuticals & Biotechnology	1.87%	+0.21%
Poonawalla Fincorp	Finance	1.75%	+0.02%
Oil & Natural Gas Corporation	Oil	1.71%	+0.05%
Bajaj Finserv	Finance	1.71%	-0.18%
Hindustan Unilever	Diversified FMCG	1.57%	+0.16%
IDFC First Bank	Banks	1.48%	-0.25%
Mahindra Lifespaces Developers	Realty	1.46%	+0.06%
Sterlite Technologies	Telecom - Equipment & Accessories	1.45%	-0.01%
United Spirits	Beverages	1.44%	-0.03%
Cipla	Pharmaceuticals & Biotechnology	1.43%	+0.01%
Eternal	Retailing	1.31%	-0.10%
Aurobindo Pharma	Pharmaceuticals & Biotechnology	1.27%	+0.04%
Titan	Consumer Durables	1.22%	-0.06%
Hero Motocorp	Automobiles	1.19%	+0.02%
GlaxoSmithKline Pharmaceuticals	Pharmaceuticals & Biotechnology	1.15%	-0.05%
Sun Pharmaceutical	Pharmaceuticals & Biotechnology	1.10%	-0.04%
UltraTech Cement	Cement & Cement Products	1.00%	+0.01%
Bayer Crop Science	Fertilizers & Agrochemicals	0.98%	-0.03%
NTPC	Power	0.98%	+0.18%
LIC of India	Insurance	0.96%	-0.24%
GAIL	Gas	0.90%	+0.01%
Ramco Cements	Cement & Cement Products	0.90%	+0.02%
Emami	Personal Products	0.89%	+0.08%
MAS Financial Services	Finance	0.86%	-0.01%
VRL Logistics	Transport Services	0.84%	+0.00%
United Breweries	Beverages	0.81%	-0.05%
Grasim Industries	Cement & Cement Products	0.70%	-0.03%
Godrej Consumer Products	Personal Products	0.64%	-0.01%
Tata Motors	Agricultural, Commercial & Construction Vehicles	0.58%	-0.03%
Greenpanel Industries	Consumer Durables	0.56%	+0.04%
Sobha	Realty	0.51%	+0.02%
KEC International	Construction	0.46%	-0.02%
Vedanta Aluminium Metal	Non - Ferrous Metals	0.38%	+0.01%
V Mart Retail	Retailing	0.34%	-0.03%
Bharat Heavy Electricals	Electrical Equipment	0.31%	-0.01%
Lupin	Pharmaceuticals & Biotechnology	0.31%	+0.00%
RHI Magnesita	Industrial Products	0.26%	—
Yatra Online	Leisure Services	0.26%	+0.00%
Deepak Nitrite	Chemicals & Petrochemicals	0.23%	-0.02%
Zensar Technologies	IT - Software	0.16%	+0.06%
Cash Margin - CCIL	Net Current Assets	0.03%	—
Net Current Assets	Net Current Assets	-0.32%	—

Sector Allocation · Sep 2026

Banks 24.93%
Pharmaceuticals & Biotechnology 7.13%
IT - Software 6.91%
Finance 6.29%
Petroleum Products 6.12%
Insurance 5.64%
Diversified FMCG 4.16%
Automobiles 3.82%
Retailing 3.67%
Construction 2.74%

View all 29 sectors

Telecom - Services 2.66%
Cement & Cement Products 2.60%
Beverages 2.25%
Ferrous Metals 1.98%
Realty 1.97%
Consumer Durables 1.78%
Oil 1.71%
Personal Products 1.53%
Telecom - Equipment & Accessories 1.45%
Fertilizers & Agrochemicals 0.98%
Power 0.98%
Gas 0.90%
Transport Services 0.84%
Agricultural, Commercial & Construction Vehicles 0.58%
Non - Ferrous Metals 0.38%
Electrical Equipment 0.31%
Industrial Products 0.26%
Leisure Services 0.26%
Chemicals & Petrochemicals 0.23%

Risk Metrics

Standard Deviation

Period	Fund	Category
1Y	13.57	15.31	Low Volatility
3Y	14.02	15.06	Low Volatility
5Y	14.71	14.95	Low Volatility

What is this?

Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.

Sharpe Ratio

Period	Fund	Category
1Y	-0.70	-0.64	Below Average
3Y	-0.12	0.25	Below Average
5Y	-0.09	0.20	Below Average

What is this?

Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).

Sortino Ratio

Period	Fund	Category
1Y	-0.58	-0.25	Below Average
3Y	0.39	0.95	Below Average
5Y	0.43	0.83	Below Average

What is this?

Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.

Beta

Period	Fund	Category
1Y	0.93	0.97	Good Risk Adjusted Returns
3Y	0.88	0.96	Good Risk Adjusted Returns
5Y	0.91	0.95	Good Risk Adjusted Returns

What is this?

This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.

Compare With Peers

Scheme	1Y	3Y	5Y	Since Inception
Quant ELSS Tax Saver Fund Regular Plan · IDCW Option	+7.29%	+14.05%	+12.86%	+6.96%
BANK OF INDIA MID CAP TAX FUND SERIES 1 Direct Plan · IDCW	+5.64%	+14.68%	+11.35%	+13.71%
JM ELSS - Tax Saver Fund Regular Plan · IDCW Option	+1.79%	+14.74%	+11.28%	+8.95%
BANK OF INDIA MID CAP TAX FUND Series 2 Direct Plan · IDCW	+1.69%	+13.49%	+10.51%	+17.18%
WhiteOak Capital ELSS Tax Saver Fund Direct Plan · IDCW Option	+0.68%	+16.26%	—	+16.99%
HSBC ELSS Tax saver Fund Regular Plan · Growth	+0.17%	+15.10%	—	+14.46%
BANK OF INDIA ELSS TAX SAVER FUND Regular Plan · IDCW	-0.32%	+11.18%	+9.76%	+6.87%
Kotak ELSS Tax Saver Fund Regular Plan · Payout of Income Distribution cum capital withdrawal option	-0.70%	+10.74%	+10.15%	+5.94%
Sundaram Long Term Tax Advantage Fund Series III Regular plan · Growth	-0.77%	+9.49%	+13.59%	+13.22%
Edelweiss ELSS Tax Saver Fund Regular Plan · Growth	-0.97%	+12.17%	+9.28%	+14.54%

More From Bandhan AMC Limited

Scheme	1Y	3Y	5Y	Since Inception
BANDHAN INNOVATION FUND Direct Plan · Growth	+14.35%	—	—	+20.03%
Bandhan BSE Healthcare Index Fund Direct Plan · Growth	+14.13%	—	—	+8.12%
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF Direct Plan · IDCW	+10.64%	+8.91%	—	+8.51%
Bandhan Gilt Fund Direct Plan · Growth	+7.31%	+8.25%	+6.45%	+8.58%
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Plan · Growth	+6.77%	—	—	+7.03%
BANDHAN Dynamic Term Fund Direct Plan · Growth	+6.71%	+7.89%	+6.20%	+8.15%
Bandhan Money Market Fund Direct Plan · Periodic IDCW	+6.56%	+7.39%	+6.77%	+4.70%
BANDHAN LIQUID Fund Direct Plan · Periodic IDCW	+6.46%	+6.88%	+6.41%	+1.51%
BANDHAN Arbitrage Fund Direct Plan · Growth	+6.43%	+7.26%	+6.79%	+6.91%
BANDHAN ULTRA SHORT TERM FUND Direct Plan · Periodic IDCW	+6.43%	+7.19%	+6.61%	+4.33%

About This Scheme

Investment Objective

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities.

Stated Asset Allocation

Equities & Equity Related securities - 80%-100%, Debt & Money Market instruments - 0%-20%, Securitised debt instruments - 0%-20%

Exit Load

Nil

Fund Managers

FM 1 - Mr. Daylynn Pinto

FM 1 - Primary

Official Documents Scheme Information Document (PDF) Scheme Summary (PDF) Scheme Summary (XLS) Bandhan AMC Limited website

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.