GMP IPO Watch
BANDHAN CREDIT RISK FUND
Direct Plan · Half Yearly IDCW · Bandhan Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -4.05% | +0.44% | 9 of 14 |
| 1M | -4.10% | +0.31% | 12 of 14 |
| 3M | -4.11% | +0.77% | 12 of 14 |
| 6M | -4.11% | +2.95% | 8 of 14 |
| YTD | -4.11% | +5.91% | 10 of 14 |
| 1Y | -0.68% | +6.84% | 11 of 14 |
| 2Y | -0.68% | +8.39% | 12 of 14 |
| 3Y | -0.68% | +8.16% | 12 of 14 |
| 5Y | -0.68% | +8.60% | 10 of 13 |
| 7Y | -0.19% | +7.38% | 9 of 13 |
| INCEPTION | +0.02% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +0.25% | +4.28% | -4.36% | 55% | 22% |
| 6M | +0.12% | +5.65% | -4.70% | 56% | 22% |
| 1Y | +0.51% | +5.13% | -5.87% | 64% | 25% |
| 2Y | +0.66% | +2.97% | -2.12% | 88% | 35% |
| 3Y | +0.12% | +2.15% | -1.42% | 49% | 19% |
| 5Y | -0.09% | +0.02% | -0.85% | 17% | 7% |
| 7Y | -0.18% | +0.44% | -0.26% | 5% | 2% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity0.00%
- Debt84.32%
- Cash15.68%
- Other0.00%
Market Cap Split
- Large Cap0.00%
- Mid Cap0.00%
- Small Cap0.00%
- Others100.00%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| Triparty Repo TRP_011026 | Reverse Repo / TREPS | 13.72% | — |
| 8.35% Aditya Birla Real Estate Limited ** | Debt | 9.07% | +0.11% |
| 8.33% Tata Projects Limited ** | Debt | 9.05% | +0.12% |
| PFC-B-7.75%-11-6-30-PVT | Debt | 9.02% | +0.07% |
| 7.9% Truhome Finance Limited ** | Debt | 8.95% | +0.15% |
| 7.76% Aadhar Housing Finance Limited ** | Debt | 8.90% | +0.09% |
| 7.51% Tata Housing Development Company Limited ** | Debt | 8.89% | +0.09% |
| 7.99% Godrej Seeds & Genetics Limited ** | Debt | 6.69% | +0.07% |
| 7.85% Muthoot Finance Limited ** | Debt | 6.64% | +0.07% |
| 10.7% AU Small Finance Bank Limited ** | Debt | 4.72% | +0.05% |
| GOI LOAN 6.68% 2040 | Debt | 4.28% | -0.03% |
| GOI LOAN 6.01% 2030 | Debt | 2.64% | +0.00% |
| 7.68% Godrej Seeds & Genetics Limited ** | Debt | 2.23% | +0.03% |
| Bank of Baroda ** | Money Market | 2.20% | +0.04% |
| Net Current Assets | Net Current Assets | 1.96% | — |
View all 18 holdings
| Corporate Debt Market Development Fund Class A2 | Debt | 0.77% | +0.02% |
| 718GS2033 | Debt | 0.27% | +0.00% |
| Cash Margin - CCIL | Net Current Assets | 0.00% | — |
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 10.25 | 2.32 | High Volatility |
| 3Y | 10.25 | 2.42 | High Volatility |
| 5Y | 10.25 | 6.27 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -2.44 | 13.87 | Below Average |
| 3Y | -2.44 | 17.58 | Below Average |
| 5Y | -2.44 | 20.58 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.57% | +9.59% | +27.42% | +9.56% |
|
Aditya Birla Sun Life Credit Risk Fund
Regular Plan · GROWTH
|
+10.47% | +12.00% | +9.89% | +8.44% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.64% | +12.85% | +12.49% | +7.89% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.69% | +7.72% | +7.00% | +7.70% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.69% | +7.88% | +6.82% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.45% | +8.17% | +7.25% | +8.17% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.33% | +7.95% | +7.05% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.80% | +7.58% | +7.13% | +6.21% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.34% | +7.36% | +5.71% | +2.06% |
More From Bandhan AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANDHAN INNOVATION FUND
Direct Plan · Growth
|
+14.35% | — | — | +20.03% |
|
Bandhan BSE Healthcare Index Fund
Direct Plan · Growth
|
+14.13% | — | — | +8.12% |
|
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Direct Plan · IDCW
|
+10.64% | +8.91% | — | +8.51% |
|
Bandhan Gilt Fund
Direct Plan · Growth
|
+7.31% | +8.25% | +6.45% | +8.58% |
|
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan · Growth
|
+6.77% | — | — | +7.03% |
|
BANDHAN Dynamic Term Fund
Direct Plan · Growth
|
+6.71% | +7.89% | +6.20% | +8.15% |
|
Bandhan Money Market Fund
Direct Plan · Periodic IDCW
|
+6.56% | +7.39% | +6.77% | +4.70% |
|
BANDHAN LIQUID Fund
Direct Plan · Periodic IDCW
|
+6.46% | +6.88% | +6.41% | +1.51% |
|
BANDHAN Arbitrage Fund
Direct Plan · Growth
|
+6.43% | +7.26% | +6.79% | +6.91% |
|
BANDHAN ULTRA SHORT TERM FUND
Direct Plan · Periodic IDCW
|
+6.43% | +7.19% | +6.61% | +4.33% |
About This Scheme
Investment Objective
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Stated Asset Allocation
Corporate bonds (including securitised debt) rated AA*/ equivalent and below (including unrated securities) - 65% – 100%, Other Debt Securities (including securitised debt and Government Securities), Money Market Instruments and Units issued by InvITs, within which - 0% – 35%, Units issued by InvITs - 0% - 10% * excludes AA+/equivalent rated corporate bonds
Exit Load
1% if redeemed/switched out within 365 days from the date of allotment
Fund Managers
FM 1 - Mr. Gautam Kaul, FM 2 - Mr. Debraj Lahiri
FM 1- Primary, FM 2- Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.