GMP IPO Watch
Aditya Birla Sun Life Credit Risk Fund
Direct Plan · GROWTH · Aditya Birla Sun Life Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | -0.08% | -0.08% | 9 of 14 |
| 1M | +0.10% | -0.10% | 5 of 14 |
| 3M | +1.17% | +0.85% | 7 of 14 |
| 6M | +3.83% | +3.72% | 6 of 14 |
| YTD | +9.69% | +5.62% | 2 of 14 |
| 1Y | +11.64% | +6.95% | 2 of 14 |
| 2Y | +14.42% | +8.56% | 2 of 14 |
| 3Y | +13.03% | +8.44% | 2 of 14 |
| 5Y | +10.82% | +8.58% | 3 of 13 |
| 7Y | +9.78% | +7.43% | 3 of 13 |
| 10Y | +9.18% | +5.82% | 2 of 12 |
| INCEPTION | +9.43% | — | — |
Ranked among: Debt Scheme - Credit Risk Fund.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +2.32% | +6.67% | -3.08% | 96% | 39% |
| 6M | +4.68% | +11.24% | -2.88% | 98% | 41% |
| 1Y | +9.49% | +18.91% | +0.84% | 100% | 43% |
| 2Y | +9.15% | +15.75% | +3.86% | 100% | 43% |
| 3Y | +8.69% | +13.34% | +5.27% | 100% | 43% |
| 5Y | +8.39% | +11.03% | +6.60% | 100% | 43% |
| 7Y | +8.39% | +9.91% | +7.34% | 100% | 43% |
| 10Y | +9.31% | +9.58% | +9.12% | 100% | 44% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity7.67%
- Debt82.99%
- Cash9.33%
- Other0.01%
Market Cap Split
- Large Cap0.00%
- Mid Cap1.00%
- Small Cap6.67%
- Others92.33%
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| TREPS | Reverse Repo / TREPS | 10.24% | — |
| 9.10% SK Finance Ltd. (10/08/2029) ** | Debt | 5.53% | +1.52% |
| 8.73% Eris Lifesciences Ltd. (07/06/2027) ** | Debt | 4.47% | -0.16% |
| Jubilant Bevco Ltd. (31/05/2028) (ZCB) | Debt | 4.41% | -0.13% |
| JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** | Debt | 3.83% | +0.21% |
| 8.45% Adani Airport Holdings Ltd. (12/02/2029) ** | Debt | 3.58% | -0.13% |
| 5.00% GMR Airports Ltd. (13/02/2027) ** | Debt | 3.33% | -0.11% |
| GOI LOAN 6.94% 2036 | Debt | 3.26% | +0.45% |
| 7.46% REC Ltd. (30/06/2028) ** | Debt | 3.01% | -0.11% |
| 6.66% Small Industries Development Bank of India (25/10/2028) ** | Debt | 2.95% | -0.11% |
| 7.79% Tata Capital Housing Finance Ltd. (18/06/2030) ** | Debt | 2.66% | -0.12% |
| HDFC Bank Ltd. (15/01/2027) | Money Market | 2.66% | — |
| 9.25% Hinduja Leyland Finance Ltd. (09/07/2031) | Debt | 2.10% | -0.07% |
| 6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** | Debt | 2.07% | -0.08% |
| Indus Infra Trust | Transport Infrastructure | 1.96% | -0.12% |
View all 57 holdings
| 9.50% Kogta Financial (India) Ltd. (30/10/2027) ** | Debt | 1.94% | -0.08% |
| GIPL 10.96% 2028 SR 1 | Debt | 1.93% | -0.07% |
| 9.45% Vedanta Ltd. (05/06/2028) ** | Debt | 1.83% | -0.07% |
| 8.75% JSW Energy Ltd. (20/03/2028) ** | Debt | 1.81% | -0.07% |
| 8.50% SIS Ltd. (26/03/2028) ** | Debt | 1.81% | -0.07% |
| 8.32% Hero Housing Finance Ltd. (30/08/2027) ** | Debt | 1.80% | -0.07% |
| 8.50% IKF Finance Ltd. (10/03/2028) ** | Debt | 1.80% | — |
| 9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) ** | Debt | 1.79% | -0.06% |
| 8.00% Adani Power Ltd. (27/01/2028) ** | Debt | 1.76% | -0.06% |
| 8.85% Hinduja Housing Finance Ltd. (01/02/2027) ** | Debt | 1.75% | -0.07% |
| 795TELSDL35 | Debt | 1.52% | -0.07% |
| 8.40% Narayana Hrudayalaya Ltd. (15/02/2030) ** | Debt | 1.50% | -0.37% |
| 9.00% Aditya Birla Digital Fashion Ventures Ltd. (20/07/2029) ** | Debt | 1.49% | -0.06% |
| 6.27% IKF Finance Ltd. (12/08/2027) ** | Debt | 1.41% | -0.05% |
| IndiGrid Infrastructure Trust | Power | 1.40% | -0.09% |
| Cube Highways Trust | Transport Infrastructure | 1.36% | -0.07% |
| 9.75% Nuvama Wealth Finance Ltd. (16/04/2027) ** | Debt | 1.33% | -0.05% |
| 14.60% IKF Finance Ltd. (28/04/2028) (FRN) ** | Debt | 1.29% | -0.05% |
| Nexus Select Trust REIT | Realty | 1.22% | -0.05% |
| 9.60% Avanse Financial Services Ltd. (30/04/2027) ** | Debt | 1.21% | -0.04% |
| 8.05% JSW Energy Ltd. (10/11/2028) ** | Debt | 1.20% | -0.04% |
| 7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** | Debt | 1.19% | -0.36% |
| Embassy Office Parks REIT | Realty | 1.00% | -0.05% |
| 5.49% Adani Airport Holdings Ltd. (08/09/2028) ** | Debt | 0.96% | -0.07% |
| 8.35% Tata Projects Ltd. (22/07/2027) ** | Debt | 0.90% | -0.04% |
| 5.02% GMR Airports Ltd. (09/09/2029) ** | Debt | 0.90% | — |
| 5.00% GMR Airports Ltd. (13/08/2028) ** | Debt | 0.84% | -0.03% |
| 8.73% Eris Lifesciences Ltd. (07/12/2026) ** | Debt | 0.82% | -0.03% |
| 690GOI65 | Debt | 0.81% | — |
| 7.15% National Bank for Financing Infrastructure and Development (28/03/2035) ** | Debt | 0.75% | -0.03% |
| 8.95% Vedanta Ltd. (16/03/2029) ** | Debt | 0.61% | -0.02% |
| 8.20% Adani Power Ltd. (25/01/2029) ** | Debt | 0.60% | -0.02% |
| 6.59% Power Finance Corporation Ltd. (15/10/2030) ** | Debt | 0.58% | -0.02% |
| Raajmarg Infra Investment Trust | Transport Infrastructure | 0.37% | -0.01% |
| IRB InvIT Fund | Transport Infrastructure | 0.36% | -0.02% |
| 8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) ** | Debt | 0.30% | -0.01% |
| Corporate Debt Mkt Devp. Fund-A2 | Debt | 0.26% | -0.01% |
| 7.38% REC Ltd. (28/02/2029) | Debt | 0.22% | -0.94% |
| SDL TN 7.46% 2035 | Debt | 0.13% | -0.01% |
| 8.67% Power Finance Corporation Ltd. (18/11/2028) ** | Debt | 0.07% | +0.00% |
| GOI LOAN 6.48% 2035 | Debt | 0.02% | +0.00% |
| Net Receivable / Payable | Net Current Assets | -0.91% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 3.28 | 2.52 | High Volatility |
| 3Y | 3.00 | 2.97 | High Volatility |
| 5Y | 2.78 | 6.71 | Low Volatility |
What is this?
Risk as measured by standard deviation is a statistical measure that quantifies the amount of variation or dispersion in a set of data points relative to its mean (average).
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.87 | 0.74 | Good Risk Adjusted Returns |
| 3Y | 2.07 | 1.14 | Good Risk Adjusted Returns |
| 5Y | 1.65 | 0.65 | Good Risk Adjusted Returns |
What is this?
Higher the value means that fund has been able to give better returns for the amount of risk taken. It helps investors understand the return of an investment compared to its risk, showing whether the returns are due to intelligent investing or simply taking on excess risk. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns.
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 17.99 | 5.95 | Good Risk Adjusted Returns |
| 3Y | 22.76 | 4.63 | Good Risk Adjusted Returns |
| 5Y | 12.56 | 5.85 | Good Risk Adjusted Returns |
What is this?
The Sortino Ratio is a financial metric used to measure the risk-adjusted return of an investment. It's a modification of the Sharpe Ratio but with a key difference; it only considers downside risk (the risk of negative returns), rather than total volatility. This means it focuses on how well an investment performs relative to the volatility that leads to losses, ignoring the volatility that results in gains. The idea is that investors are primarily concerned with minimizing losses, and positive volatility is generally seen as a good thing.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 0.44 | 0.68 | Good Risk Adjusted Returns |
| 3Y | 0.31 | 0.05 | Poor Risk Adjusted Returns |
| 5Y | 0.36 | 0.18 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
BANK OF INDIA CREDIT RISK FUND
Regular Plan · Growth
|
+16.68% | +9.66% | +27.41% | +9.60% |
|
DSP Credit Risk Fund
Regular Plan · Growth
|
+9.67% | +15.74% | +12.44% | +7.90% |
|
SBI CREDIT RISK FUND
Regular Plan · Growth
|
+6.75% | +7.73% | +6.98% | +7.70% |
|
Axis Credit Risk Fund
Regular Plan · Growth Option
|
+6.73% | +7.89% | +6.76% | +7.17% |
|
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
|
+6.50% | +8.24% | +7.24% | +8.18% |
|
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Regular Plan · Growth option
|
+6.49% | +7.98% | +7.07% | +6.91% |
|
Baroda BNP Paribas Credit Risk Fund (scheme has Two segregated portfolios)
Regular Plan · Growth Option
|
+6.18% | +7.49% | +8.46% | +7.74% |
|
Invesco India Credit Risk Fund
Regular Plan · Growth
|
+5.98% | +8.13% | +7.07% | +6.22% |
|
HSBC Credit Risk Fund
Regular Plan · Bonus
|
+5.40% | +10.84% | — | +9.83% |
|
Kotak Credit Risk Fund
Regular Plan · Standard Income Distribution cum capital withdrawal option
|
+5.34% | +7.42% | +5.64% | +2.03% |
More From Aditya Birla Sun Life AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Aditya Birla Sun Life Silver ETF | +34.61% | +45.28% | — | +30.58% |
|
Aditya Birla Sun Life Silver ETF FOF
Direct Plan · GROWTH
|
+34.44% | +43.78% | — | +29.51% |
|
Aditya Birla Sun Life US Equity Passive FOF
Direct Plan · GROWTH
|
+34.03% | +33.77% | — | +19.95% |
| Aditya Birla Sun Life Gold ETF | +21.21% | +35.25% | +24.58% | +12.09% |
|
Aditya Birla Sun Life Gold Fund
Direct Plan · GROWTH
|
+20.72% | +35.02% | +24.36% | +10.91% |
|
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Direct plan · IDCW
|
+20.40% | +23.30% | +14.47% | +9.60% |
|
Aditya Birla Sun Life Global Emerging Opportunities Fund
Direct Plan · GROWTH
|
+19.22% | +21.77% | +11.00% | +9.06% |
|
Aditya Birla Sun Life International Equity Fund
Direct Plan · GROWTH
|
+18.00% | +23.45% | +12.87% | +12.23% |
|
Aditya Birla Sun Life Manufacturing Equity Fund
Direct Plan · GROWTH
|
+17.70% | +19.69% | +13.77% | +13.20% |
|
Aditya Birla Sun Life Small Cap Fund
Direct Plan · GROWTH
|
+16.55% | +14.45% | +12.19% | +16.73% |
About This Scheme
Investment Objective
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Stated Asset Allocation
Under normal circumstances, the asset allocation of the Scheme will be as follows: Corporate Debt securities* excluding Government securities and State Development Loans - 70-100% Money Market Instruments - 0-20% Units issued by InvITs - 0-10% *For the purpose of this Scheme, Corporate debt securities shall mean non-convertible debt securities, including debentures, bonds and such other securities of a company or a body corporate constituted by or under a Central or State Act, whether constituting a charge on the assets of the company or body corporate or not, but does not include debt securities issued by Government.
Exit Load
• For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. • For redemption / switch-out of units after 1 year: NIL
Fund Managers
Mr. Mohit Sharma
Comanage
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.