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Aditya Birla Sun Life Banking and Financial Services Fund
Direct Plan · IDCW Payout · Aditya Birla Sun Life Mutual Fund
Returns
Annualised (CAGR) returns for periods over a year.
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Rank in Category
| Period | This Fund | Category Avg. | Rank |
|---|---|---|---|
| 1W | +3.82% | +3.52% | 132 of 255 |
| 1M | +1.08% | +1.97% | 186 of 255 |
| 3M | -5.97% | -3.45% | 219 of 252 |
| 6M | -2.26% | +2.92% | 205 of 251 |
| YTD | -12.50% | +1.21% | 223 of 255 |
| 1Y | -10.14% | +1.11% | 171 of 232 |
| 2Y | -2.87% | +2.39% | 78 of 187 |
| 3Y | +2.25% | +12.36% | 99 of 142 |
| 5Y | +2.03% | +9.81% | 65 of 102 |
| 7Y | +4.22% | +14.27% | 63 of 84 |
| 10Y | +5.00% | +11.68% | 43 of 68 |
| INCEPTION | +8.98% | — | — |
Ranked among: Equity Scheme - Sectoral/ Thematic.
Rolling Returns
| Period | Average | Best | Worst | Positive Periods | Consistency |
|---|---|---|---|---|---|
| 3M | +3.30% | +47.22% | -50.79% | 62% | 24% |
| 6M | +5.77% | +71.75% | -47.48% | 64% | 25% |
| 1Y | +11.10% | +93.87% | -46.78% | 68% | 27% |
| 2Y | +9.23% | +43.31% | -26.40% | 82% | 34% |
| 3Y | +8.92% | +29.77% | -17.68% | 88% | 37% |
| 5Y | +7.14% | +21.20% | -4.30% | 94% | 40% |
| 7Y | +7.02% | +14.48% | +0.79% | 100% | 42% |
| 10Y | +8.55% | +12.43% | +3.99% | 100% | 43% |
Rolling returns show the average, best and worst outcome an investor would have seen entering at any point in the window.
NAV History
AUM Trend (₹ Cr, quarterly average)
Expense Ratio Trend
Portfolio · Sep 2026
Asset Allocation
- Equity98.89%
- Debt0.00%
- Cash1.10%
- Other0.01%
Market Cap Split
- Large Cap65.09%
- Mid Cap13.51%
- Small Cap20.29%
- Others1.11%
Fundamentals
| Fund | Category | |
|---|---|---|
| P/E | 17.39 | 17.88 |
| P/B | 2.33 | 2.31 |
| Price / Sales | 4.01 | 3.89 |
| Dividend Yield (%) | 1.13 | 1.15 |
Holdings · Sep 2026
| Holding | Sector | Weight | Change (1M) |
|---|---|---|---|
| ICICI Bank | Banks | 13.86% | -0.30% |
| HDFC Bank | Banks | 10.52% | +0.74% |
| Axis Bank | Banks | 8.05% | +0.12% |
| Bajaj Finance | Finance | 6.73% | +0.43% |
| Shriram Finance | Finance | 5.44% | -0.27% |
| State Bank of India | Banks | 5.05% | -0.13% |
| Kotak Bank | Banks | 3.62% | +0.24% |
| PNB Housing Finance | Finance | 3.02% | +0.14% |
| AU Small Finance Bank | Banks | 2.91% | +0.00% |
| Bank of Maharashtra | Banks | 2.84% | +0.11% |
| SBI Life Insurance | Insurance | 2.66% | +0.13% |
| Groww | Capital Markets | 2.34% | +0.07% |
| Tata Capital | Finance | 2.18% | -0.09% |
| City Union Bank | Banks | 2.16% | -0.20% |
| ICICI Lombard General Insurance | Insurance | 1.88% | +0.16% |
View all 44 holdings
| Aptus Value Housing Finance | Finance | 1.80% | +0.01% |
| PB FinTech | Financial Technology (Fintech) | 1.76% | -1.12% |
| Home First Finance Company | Finance | 1.72% | +0.03% |
| Ujjivan Small Finance Bank | Banks | 1.65% | +0.09% |
| Union Bank of India | Banks | 1.63% | -0.04% |
| RBL Bank | Banks | 1.51% | +0.18% |
| HDB Financial Services | Finance | 1.46% | -0.03% |
| ICICI Prudential Asset Management | Capital Markets | 1.23% | -0.18% |
| Cholamandalam Financial Holdings | Finance | 1.12% | +0.01% |
| Go Digit General Insurance | Insurance | 1.07% | +0.08% |
| HDFC Life Insurance | Insurance | 1.04% | +0.04% |
| Star Health Insurance | Insurance | 0.97% | +0.01% |
| CAMS | Capital Markets | 0.93% | -0.08% |
| Prudent Corporate Advisory Services | Capital Markets | 0.93% | -0.08% |
| Piramal Finance | Finance | 0.89% | -0.04% |
| Margin amount for Derivative positions | Net Current Assets | 0.88% | — |
| National Stock Exchange of India | Capital Markets | 0.74% | — |
| Anand Rathi Share & Stock Brokers | Capital Markets | 0.73% | +0.06% |
| SBI Funds Management | Capital Markets | 0.72% | -0.16% |
| Karur Vysya Bank | Banks | 0.71% | +0.01% |
| 360 One WAM | Capital Markets | 0.66% | +0.28% |
| Five Star Business Finance | Finance | 0.57% | +0.02% |
| Moneyview | Finance | 0.56% | — |
| Fusion Finance | Finance | 0.52% | -0.03% |
| One 97 Communications | Financial Technology (Fintech) | 0.39% | +0.02% |
| TREPS | Reverse Repo / TREPS | 0.36% | — |
| MAS Financial Services | Finance | 0.17% | -0.24% |
| Canara Robeco Asset Management Company | Capital Markets | 0.15% | -0.13% |
| Net Receivable / Payable | Net Current Assets | -0.14% | — |
Sector Allocation · Sep 2026
Risk Metrics
Standard Deviation
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 18.52 | 16.32 | High Volatility |
| 3Y | 17.47 | 16.10 | High Volatility |
| 5Y | 17.99 | 15.67 | High Volatility |
What is this?
Annualized population standard deviation of daily denomination-adjusted NAV returns, multiplied by sqrt(252). Values require a full timeframe of NAV history.
Sharpe Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.73 | -0.32 | Below Average |
| 3Y | -0.13 | -0.45 | Above Average |
| 5Y | -0.11 | 0.29 | Below Average |
What is this?
Annualized Sharpe ratio calculated from month-end NAV returns using the latest available FBIL Overnight MIBOR rate as the risk-free rate. For schemes with less than three years of history, the 3Y value uses since-inception data. Applied risk-free rate: 5.73% (published 2026-10-28).
Sortino Ratio
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | -0.66 | 0.19 | Below Average |
| 3Y | 0.29 | 1.14 | Below Average |
| 5Y | 0.27 | 0.96 | Below Average |
What is this?
Annualized from daily NAV returns using a 0.00% minimum acceptable return; downside deviation includes only returns below this target.
Beta
| Period | Fund | Category | |
|---|---|---|---|
| 1Y | 1.03 | 1.02 | Poor Risk Adjusted Returns |
| 3Y | 1.00 | 0.98 | Poor Risk Adjusted Returns |
| 5Y | 1.05 | 1.01 | Poor Risk Adjusted Returns |
What is this?
This value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market.
Compare With Peers
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
|
Nippon India Taiwan Equity Fund
Regular Plan · IDCW option
|
+59.64% | +47.37% | — | +23.17% |
|
HDFC Pharma and Healthcare Fund
Direct Plan · IDCW Option
|
+25.51% | +31.04% | — | +30.18% |
|
Kotak Healthcare Fund
Regular Plan · IDCW Option
|
+23.57% | — | — | +20.10% |
|
SBI Automotive Opportunities Fund
Direct Plan · IDCW
|
+22.37% | — | — | +11.34% |
|
Mirae Asset Healthcare Fund
Direct Plan · Growth
|
+21.28% | +24.36% | +16.89% | +22.00% |
|
ICICI Prudential US Bluechip Equity Fund
Regular Plan · IDCW
|
+20.32% | +18.33% | +12.09% | +15.77% |
|
PGIM India Healthcare Fund
Direct Plan · Direct IDCW
|
+20.03% | — | — | +11.89% |
|
Nippon India Japan Equity Fund
Regular Plan · Bonus Option
|
+18.89% | +19.86% | +8.28% | +8.45% |
|
HDFC Defence Fund
Regular Plan · IDCW Option
|
+18.80% | +34.56% | — | +36.67% |
|
HSBC India Export Opportunities Fund
Direct Plan · Growth
|
+18.74% | — | — | +9.24% |
More From Aditya Birla Sun Life AMC Limited
| Scheme | 1Y | 3Y | 5Y | Since Inception |
|---|---|---|---|---|
| Aditya Birla Sun Life Silver ETF | +26.41% | +36.60% | — | +25.53% |
|
Aditya Birla Sun Life Silver ETF FOF
Direct Plan · GROWTH
|
+25.00% | +35.44% | — | +24.57% |
| Aditya Birla Sun Life Gold ETF | +17.03% | +31.14% | +23.34% | +11.72% |
|
Aditya Birla Sun Life Pharma and Healthcare Fund
Direct Plan · GROWTH
|
+16.81% | +21.46% | +15.26% | +20.88% |
|
Aditya Birla Sun Life Gold Fund
Direct Plan · GROWTH
|
+16.51% | +31.04% | +23.25% | +10.51% |
|
Aditya Birla Sun Life US Equity Passive FOF
Direct Plan · GROWTH
|
+15.78% | +28.35% | — | +17.03% |
|
Aditya Birla Sun Life Manufacturing Equity Fund
Direct Plan · GROWTH
|
+15.39% | +20.75% | +14.85% | +13.15% |
|
Aditya Birla Sun Life Nifty India Defence Index Fund
Direct Plan · IDCW Payout
|
+13.94% | — | — | +13.69% |
|
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Direct plan · IDCW
|
+13.60% | +20.83% | +12.07% | +9.04% |
| Aditya Birla Sun Life Nifty Healthcare ETF | +13.45% | +21.49% | +14.72% | +14.59% |
About This Scheme
Investment Objective
The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.
Stated Asset Allocation
Under normal circumstances, the asset allocation of the Scheme will be as follows: Equity & Equity related instruments of Banking & Financial Services Companies - 80%-100% Equity and Equity related Instruments of companies other than above - 0%-20% Units issued by InVITs - 0% - 10% Money Market & Liquid* instruments - 0% - 20% Units in Mutual Funds# - 0% - 5% *As defined by SEBI #The Scheme will invest in units of Overnight schemes Liquid Schemes and Money Market Schemes of Aditya Birla Sun Life Mutual Fund and other fund houses for liquidity and cash management purposes.
Exit Load
For redemption/switch-out of units on or before 30 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil
Fund Managers
Mr. Dhaval Gala
Primary
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future returns. Data is sourced from AMFI and fund houses via FinAPI and may lag official figures.