GMP IPO Watch
Vaibhav Vyapaar IPO
Vaibhav Vyapaar IPO details, live grey market premium (GMP), dates, price band, lot size, subscription & review.
Vaibhav Vyapaar IPO Details
Key facts at a glance| IPO Open Date | 12 October 2026 | IPO Close Date | 14 October 2026 |
|---|---|---|---|
| Basis of Allotment | 15 October 2026 | Listing Date | 20 October 2026 |
| Price Band | ₹51 - ₹54 per share | Face Value | ₹10 per share |
| Market Lot Size | 2000 Shares | Min Investment (Retail) | ₹2,16,000 |
| Total Issue Size | ₹42.1 Cr | Issue Type | Book Built Issue IPO |
| Fresh Issue | — | Offer for Sale (OFS) | ₹42.1 Cr |
| Listing At | NSE SME | Issue Category | SME Issue |
| Registrar | TBA | ||
Vaibhav Vyapaar IPO Timetable (Tentative Dates)
| Event | Tentative Date | Status |
|---|---|---|
| IPO Open Date | 12 October 2026 | Confirmed |
| IPO Close Date | 14 October 2026 | Confirmed |
| Basis of Allotment | 15 October 2026 | Tentative |
| Initiation of Refunds | 19 October 2026 | Tentative |
| Credit of Shares to Demat | 19 October 2026 | Tentative |
| IPO Listing Date | 20 October 2026 | Tentative |
| Cut-off time for UPI Mandate Confirmation | 15 October 2026 (5:00 PM) | Deadline |
* Note: Timelines are tentative and subject to regulatory confirmation. UPI mandate approvals must be completed by 5:00 PM on the IPO closing day.
Vaibhav Vyapaar IPO Lot Size & Investment Details
Application limits for Retail and HNI investors| Application Category | Lots | Shares | Amount (at Cut-off) |
|---|---|---|---|
| Retail (Min) | 2 Lots | 4,000 Shares | ₹2,16,000 |
| Retail (Max) | 2 Lots | 4,000 Shares | ₹2,16,000 |
| S-HNI (Min) | 3 Lots | 6,000 Shares | ₹3,24,000 |
| S-HNI (Max) | 9 Lots | 18,000 Shares | ₹9,72,000 |
| B-HNI (Min) | 10 Lots | 20,000 Shares | ₹10,80,000 |
Vaibhav Vyapaar IPO Live GMP & Movement History
Daily unofficial grey market trends₹-1.1 -2.0%
| Date | IPO GMP (₹) | Estimated Listing Price | Estimated Listing Gain (%) |
|---|---|---|---|
| 21 Oct 2026 | ₹3 | ₹57.00 | +5.56% |
| 20 Oct 2026 | ₹5 | ₹59.00 | +9.26% |
| 19 Oct 2026 | ₹5 | ₹59.00 | +9.26% |
| 18 Oct 2026 | ₹5 | ₹59.00 | +9.26% |
| 17 Oct 2026 | ₹5 | ₹59.00 | +9.26% |
| 16 Oct 2026 | ₹2 | ₹56.00 | +3.70% |
| 14 Oct 2026 | ₹0 | ₹54.00 | 0.00% |
| 12 Oct 2026 | ₹0 | ₹54.00 | 0.00% |
| 9 Oct 2026 | ₹0 | ₹54.00 | 0.00% |
Vaibhav Vyapaar IPO Subscription Status
Demand breakdown by investor categoryVaibhav Vyapaar Company Financials
Restated figures (₹ in Crores)| Period | Total Assets | Total Revenue | Total Expenses | Profit After Tax (PAT) |
|---|---|---|---|---|
| 2024 | 61.18 Cr. | 25.46 Cr. | 24.86 Cr. | 0.45 Cr. |
| 2025 | 55.04 Cr. | 25.34 Cr. | 24.32 Cr. | 1.48 Cr. |
| 2026 | 84.23 Cr. | 37.64 Cr. | 34.48 Cr. | 1.97 Cr. |
| Jul 2026 | 96.16 Cr. | 18.15 Cr. | 13.91 Cr. | 3.01 Cr. |
* Amounts reported in ₹ Crores as sourced from company regulatory filings (RHP/DRHP).
Vaibhav Vyapaar IPO Valuation & KPIs
Key metrics pre-issueVaibhav Vyapaar Peer Group Comparison
Listed industry peers| Company Name | P/E | EPS (₹) | RoNW (%) | NAV (₹) | Total Income |
|---|---|---|---|---|---|
| Paisalo Digital Limited | 30.53 | 2.59 | 13.24% | 19.49 | 917.41 Cr. |
| Apollo Finvest (India) Limited | 22.00 | 18.63 | 9.36% | 199.03 | 21.25 Cr. |
| Moneyview Limited | NA | 0.76/0.75 | 5.85% | 52.78 | 1902.31 Cr. |
About Vaibhav Vyapaar
Vaibhav Vyapaar is a non-banking financial company registered with the Reserve Bank of India that primarily provides unsecured personal loans to salaried and self-employed individuals. The company operates a fully digital lending platform, extending credit both on a direct lending and co-lending basis. In addition to its core lending operations, the company generates revenue by offering its proprietary application and technology services to other non-banking financial companies. The business operates through a technology-driven model that facilitates credit access using a paperless, scalable, and customer-centric process. Through its digital lending application, LoanFront, the company offers a range of financial services, including instant personal loans and specialized salaried loans. By focusing on technology integration and digital onboarding, the company streamlines the entire loan lifecycle from customer acquisition and credit assessment to loan disbursement and collections across its target retail borrower segments.
Vaibhav Vyapaar IPO Important Dates
| Particular | Dates |
|---|---|
| IPO Open Date | 13 Oct 2026 |
| IPO Close Date | 15 Oct 2026 |
| Basis of Allotment | 16 Oct 2026 |
| Refunds | 19 Oct 2026 |
| Credit to Demat Account | 19 Oct 2026 |
| IPO Listing Date | 21 Oct 2026 |
Note: The timeline for Vaibhav Vyapaar IPO is tentative and subject to change.
Vaibhav Vyapaar Objects of the Issue & Utilisation of Proceeds
| Purpose | Crores |
|---|---|
| Augment the capital base of the company | 32 (78.93%) |
| General Corporate Purposes | 10.1 (21.07%) |
Note: Objectives are as specified in the DRHP/RHP documents of Vaibhav Vyapaar.
Vaibhav Vyapaar Company Financial Report
| Period | Revenue | Expense | PAT | Assets |
|---|---|---|---|---|
| 2024 | 25.46 Cr. | 24.86 Cr. | 0.45 Cr. | 61.18 Cr. |
| 2025 | 25.34 Cr. | 24.32 Cr. | 1.48 Cr. | 55.04 Cr. |
| 2026 | 37.64 Cr. | 34.48 Cr. | 1.97 Cr. | 84.23 Cr. |
| Jul 2026 | 18.15 Cr. | 13.91 Cr. | 3.01 Cr. | 96.16 Cr. |
Note: Financial numbers for Vaibhav Vyapaar are in ₹ Crores unless stated otherwise.
Vaibhav Vyapaar Company Valuation & Key Performance Indicators
| KPI | Values |
|---|---|
| ROE | 6.99% |
| ROCE | 26.99% |
| EBITDA Margin | 29.47% |
| PAT Margin | 5.36% |
| Debt to Equity Ratio | 1.60 |
| Earning Per Share (EPS) | 1.22 (Basic) |
| Price/Earning P/E Ratio | - |
| Return on Net Worth (RoNW) | 6.75% |
| Net Asset Value (NAV) | 18.13 |
Note: Valuation KPIs for Vaibhav Vyapaar are computed for FY2026.
Vaibhav Vyapaar Peer Group Comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
|---|---|---|---|---|---|
| Paisalo Digital Limited | 2.59 | 30.53 | 13.24% | 19.49 | 917.41 Cr. |
| Apollo Finvest (India) Limited | 18.63 | 22.00 | 9.36% | 199.03 | 21.25 Cr. |
| Moneyview Limited | 0.76/0.75 | NA | 5.85% | 52.78 | 1902.31 Cr. |
Note: Peer group comparisons for Vaibhav Vyapaar are sourced from DRHP filings.
Vaibhav Vyapaar IPO FAQs
Vaibhav Vyapaar IPO opens for subscription on 12 October 2026 and closes on 14 October 2026.
The price band for Vaibhav Vyapaar IPO is set at ₹51.00 to ₹54.00 per share.
The minimum market lot size is 2000 shares. A retail investor can apply for a minimum of 1 lot requiring an investment of 4,000 Shares (₹2,16,000).
The latest Grey Market Premium (GMP) for Vaibhav Vyapaar IPO is ₹-1.10. GMP represents the unofficial premium at which shares trade prior to listing.
The basis of allotment for Vaibhav Vyapaar IPO is tentatively scheduled for 15 October 2026, and shares are expected to list on the stock exchanges on 20 October 2026.
The registrar details will be confirmed in the official prospectus.